42 Earnhardt Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 42 Earnhardt Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,383 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$232,500 (Mar 2021)
Tax Bill	$1,730 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`723-03060-000`

Property Details

APN / Parcel Number

Primary APN	`723-03060-000`
Alternative APN	`29184`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,383 sqft Living Area
1st Floor Area	2,383 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Attached
Garage Area	579 sqft
Driveway	Driveway
Driveway Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Patio Area	448 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	42 EARNHARDT CIR
City	CABOT
State	AR
Zip	72023-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:60R CITY/MUNI/TWP:CABOT SUBD:SOUTHERN COMFORT ESTATES I SEC/TWN/RNG/MER:SEC 30 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	30
Legal Subdivision	SOUTHERN COMFORT ESTATES I
Legal Lot Number	60R
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1019
Census Tract	20206

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 EARNHARDT CIR, CABOT, AR 72023-5048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jan 10, 2018	Grant Deed, Construction Loan · Construction Mortgage FIRST SEC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	2021-02647
Deed Book / Page	2021 / 2647
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 3, 2021
Property Address	42 EARNHARDT CIR, CABOT, AR 72023-5048
Document Number	0000002647
Book / Page	2021 / 2647
Instrument Date	Feb 25, 2021
Instrument	2021-02647
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$768.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2466 RAY SOWELL RD, 2466, WARD, AR 72176-9184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 EARNHARDT CIR, CABOT, AR 72023-5048

Mortgage

Document Number	0202102648
Date	Mar 3, 2021
Instrument	2021-02648

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000002649
Date	Mar 3, 2021
Book Page	2021/2649
Instrument	2021-02649

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Government Agency
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LONOKE AR
Recording Date	Jan 10, 2018
Property Address	42 EARNHARDT CIR, CABOT, AR 72023-5048
Document Number	0000000275
Instrument Date	Jan 3, 2018
Instrument	275
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,637.03
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4058 N COLLEGE AVE #300 FAYETTEVILLE AR 727035234, 300, FAYETTEVILLE, AR 72703-5234
Investor	Possibly a Property Investor

Mortgage

Document Number	276
Date	Jan 10, 2018
Instrument	276

Lender

Name	FIRST SEC BK
Type	Bank
Address	1219 E JOYCE BLVD, FAYETTEVILLE, AR 72703-5189

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 9, 2020

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,830 (-) Land $5,500 Building $38,330
2024	$1,730.00 (-4.16%)
2023	$1,805.00 Homeowner's exemption	$43,830 Land $5,500 Building $38,330	$219,150 Land $27,500 Building $191,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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