45 E Nicodemus Rd, Westminster, MD 21157 Property Records

Carroll County property record for 45 E Nicodemus Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,672 sqft · built 1988
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2009)
Tax Bill	$6,130 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04-056698`

Property Details

APN / Parcel Number

Primary APN	`04-056698`
Alternative APNs	`4056698` `056698`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,672 sqft Total Area
Basement Area	288 sqft
Finished Basement	288 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Mixed
Garage Area	1,287 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	144 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	056698
Street Address	45 E NICODEMUS RD
City	WESTMINSTER
State	MD
Zip	21157-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.50 ACS 45 E NICODEMUS RD E/S MD RTE 97
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2003
Census Tract	504202

Owner

Source: Carroll County records · APN 04-056698

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 E NICODEMUS RD, WESTMINSTER, MD 21157-7505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2009 · Amount on Record
Deed Sale	Jun 19, 2009 · Amount on Record
Prior Sale	Feb 26, 2009 · Amount on Record
Deed Document Number	200983028
Deed Book / Page	5866 / 286
Record Updated	Sep 20, 2026

June 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 14, 2021
Property Address	45 E NICODEMUS RD, WESTMINSTER, MD 21157-7505
Document Number	0103170295
Book / Page	10317 / 295
Instrument Date	Jun 02, 2021
Transaction Type	Construction Loan
Record Updated	Sep 21, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 E NICODEMUS RD, WESTMINSTER, MD 21157-7505

Mortgage

Document Number	0010317304
Date	Jun 14, 2021
Instrument	10317/304

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,700 (+22.82%)	$669,700 (+10.93%) Land $185,000 Building $484,700
2025	$6,130.00 (+6.5%) Homeowner's exemption
2023	$5,756.00 (+10.2%) Homeowner's exemption	$509,433 (+10.2%)	$603,700 (+30.59%) Land $165,000 Building $438,700
2022	$5,223.00 Homeowner's exemption	$462,300 Land $145,000 Building $317,300	$462,300 Land $145,000 Building $317,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 6 locations within half a mile of this property.

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