82 E Nicodemus Rd, Westminster, MD 21157 Property Records

Carroll County property record for 82 E Nicodemus Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1969
Lot Size	0.469 acres (20,430 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2018)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-011325`

Property Details

APN / Parcel Number

Primary APN	`04-011325`
Alternative APNs	`4011325` `011325`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Total Area
Basement Area	1,104 sqft
Finished Basement	1,104 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,430 sqft (0.469 acres)

Exterior Amenities

Porch	Slab
Deck Area	336 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	011325
Street Address	82 E NICODEMUS RD
City	WESTMINSTER
State	MD
Zip	21157-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 9 - 20430 SQ FT 82 E NICODEMUS RD 5-71 NICODEMUS HGHTS SC 2
Legal Subdivision	NICODEMUS HEIGHTS
Legal Lot Number	9
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2001
Census Tract	504202

Owner

Source: Carroll County records · APN 04-011325

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage BCHH INC, BCHH
Mar 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 08, 2019	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
May 06, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2018	Deed, Transfer · FHA Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Mar 28, 2012 · Amount on Record
Deed Book / Page	9115 / 126
Transfer Doc	0042620304
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Aug 05, 2026
Property Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512
Document Number	1182000018
Book / Page	11827 / 18
Instrument Date	Jul 21, 2026
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	BCHH INC, BCHH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512

Mortgage

Document Number	1182000018,
Date	Aug 05, 2026
Book Page	11827/18

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512

Mortgage

Document Number	0110000325
Date	Mar 23, 2023
Book Page	11000/325

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	May 01, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108440244
Date	Jul 28, 2022
Book Page	10844/244

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	OLD LINE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094380099
Date	Oct 08, 2019
Book Page	9438/0099

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102540377
Date	May 06, 2021
Book Page	10254/377

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 11, 2018
Property Address	82 E NICODEMUS RD, WESTMINSTER, MD 21157-7512
Document Number	0091150126
Book / Page	9115 / 0126
Map Reference	MB5 FO71
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0009115133
Date	Sep 11, 2018
Instrument	9115/133

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,600 (+2.48%)	$402,200 (+7.45%) Land $157,700 Building $244,500
2025	$2,813.00 (-14.19%) Homeowner's exemption	$374,300 (+28.99%) Land $137,700 Building $236,600	$374,300 (-) Land $137,700 Building $236,600
2023	$3,278.00 Homeowner's exemption	$290,167	$374,300 Land $137,700 Building $236,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Telecommunications.

Based on FCC filings for 12 locations within half a mile of this property.

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