Carroll County property record for 15 E Nicodemus Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,184 sqft · built 1989 |
| Lot Size | 1.99 acres (86,859 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Mar 2016) |
| Tax Bill | $4,530 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-056841 |
| Primary APN | 04-056841 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 86,859 sqft (1.99 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | 156 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 056841 |
|---|---|
| Street Address | 15 E NICODEMUS RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL B - 1.994 ACS 15 NICODEMUS RD W/S OF BIRD HILL |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 504202 |
Source: Carroll County records · APN 04-056841
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 E NICODEMUS RD, WESTMINSTER, MD 21157-7505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jun 06, 2018 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VANDYK MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2016 · Amount on Record |
| Deed Sale | Mar 08, 2016 · Amount on Record |
| Prior Sale | Jan 29, 1999 · Amount on Record |
| Deed Book / Page | 8244 / 282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 15 E NICODEMUS RD, WESTMINSTER, MD 21157-7505 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0107750096 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 10775/96 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 15 E NICODEMUS RD, WESTMINSTER, MD 21157-7505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Title Company | KING TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0106620398 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 10662/398 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 15 E NICODEMUS RD, WESTMINSTER, MD 21157-7505 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0104320140 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 10432/140 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 15 E NICODEMUS RD, WESTMINSTER, MD 21157-7505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0090320119 |
|---|---|
| Date | Jun 06, 2018 |
| Book Page | 9032/0119 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 15 E NICODEMUS RD, WESTMINSTER, MD 21157-7505 |
| Document Number | 0096630311 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 E NICODEMUS RD WESTMINSTER MD 211577505, WESTMINSTER, MD 21157-7505 |
| Document Number | 0096630311 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 009663/000311 |
| Name | VANDYK MTG |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 05, 2035 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,367 (+21.7%) | $497,900 (+14.7%) Land $189,900 Building $308,000 | |
| 2025 | $4,530.00 (+7.14%) Homeowner's exemption | ||
| 2023 | $4,228.00 Homeowner's exemption | $374,167 | $434,100 Land $180,000 Building $254,100 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135042022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 6 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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