45 Downing Rd, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 45 Downing Rd, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,703 sqft · built 1959
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2013)
Tax Bill	$6,106 (2026)
Deeds & Mortgages	Apr 2021 Refinance Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0060 B:0035`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0060 B:0035`
Alternative APN	`6753`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6753
Street Address	45 DOWNING RD
City	PEABODY
State	MA
Zip	01960-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Block	35
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2002
Census Tract	210302

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 DOWNING RD, PEABODY, MA 01960-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Deed Book / Page	32707 / 381
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	45 DOWNING RD, PEABODY, MA 01960-2701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039793-355
Date	Apr 21, 2021
Book Page	39793/355
Instrument	20210421005980

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	45 DOWNING RD, PEABODY, MA 01960-2701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041402-448
Date	Jan 18, 2023
Book Page	41402/448
Instrument	20230118000080

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,106.00 (+13.81%)	$644,800 (+11.29%) Land $330,500 Building $314,300	$676,015 (+0.39%)
2025	$5,365.00 (+3.89%)	$579,400 (+2.33%) Land $306,000 Building $273,400	$673,360
2024	$5,164.00 (+2.56%)	$566,200 (+7.05%) Land $306,000 Building $260,200
2023	$5,035.00	$528,900 Land $255,000 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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