40 Downing Rd, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 40 Downing Rd, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1961
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2015)
Tax Bill	$5,812 (2026)
Deeds & Mortgages	Apr 2021 Refinance Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0060 B:0050`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0060 B:0050`
Alternative APN	`6767`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	928 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6767
Street Address	40 DOWNING RD
City	PEABODY
State	MA
Zip	01960-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	RIDGEFIELD PEABODY
Legal Block	50
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2013
Census Tract	210302

Owner

40 Downing Rd is owned and occupied by two individuals who bought it in April 2015.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 DOWNING RD, PEABODY, MA 01960-2702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jun 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2015 · Amount on File
Deed Sale	Apr 22, 2015 · Amount on File
Prior Sale	Oct 23, 2007 · Amount on File
Deed Book / Page	33999 / 316
Transfer Doc	033999-316
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	40 DOWNING RD, PEABODY, MA 01960-2702
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039784-465
Date	Apr 20, 2021
Book Page	39784/465
Instrument	20210420005310

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	40 DOWNING RD, PEABODY, MA 01960-2702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38644-453
Date	Jun 24, 2020
Book Page	38644/453
Instrument	20200624003220

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 40 Downing Rd was $5,812, up 4.1% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,812.00 (+4.12%)	$613,700 (+1.81%) Land $321,300 Building $292,400	$689,185 (+3.25%)
2025	$5,582.00 (+8.16%)	$602,800 (+6.52%) Land $297,500 Building $305,300	$667,470
2024	$5,161.00 (-3.39%)	$565,900 (+0.86%) Land $297,500 Building $268,400
2023	$5,342.00	$561,100 Land $248,000 Building $313,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Downing Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Downing Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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