Essex County and Peabody City property record for 46 Downing Rd, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 1961 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Feb 2010) |
| Tax Bill | $5,431 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0060 B:0053 |
| Primary APN | PEAB M:0060 B:0053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 10,001 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6770 |
|---|---|
| Street Address | 46 DOWNING RD |
| City | PEABODY |
| State | MA |
| Zip | 01960-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Subdivision | RIDGEFIELD PEABODY |
| Legal Block | 53 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 210302 |
46 Downing Rd is owned and occupied by two individuals who bought it in February 2010.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 DOWNING RD, PEABODY, MA 01960-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2010 · Amount on File |
| Deed Sale | Feb 5, 2010 · Amount on File |
| Prior Sale | Jan 6, 2010 · Amount on File |
| Deed Book / Page | 29265 / 427 |
| Transfer Doc | 29198-264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Apr 29, 2026 |
| Property Address | 46 DOWNING RD, PEABODY, MA 01960-2702 |
| Document Number | 0043355-19 |
| Book / Page | 43355 / 19 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20261320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 46 DOWNING RD, PEABODY, MA 01960-2702 |
| Document Number | 0000001320, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 43355/19 |
| Instrument | 20261320 |
| Name | CROSSCOUNTY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 46 Downing Rd was $5,431, up 21% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,431.00 (+21.04%) | $573,500 (+18.35%) Land $321,300 Building $252,200 | $600,221 (+22.42%) |
| 2025 | $4,487.00 (+2.02%) | $484,600 (+0.5%) Land $297,500 Building $187,100 | $490,295 |
| 2024 | $4,398.00 (-2.29%) | $482,200 (+1.99%) Land $297,500 Building $184,700 | |
| 2023 | $4,501.00 | $472,800 Land $248,000 Building $224,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Downing Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2021) |
| Most Recent Claim | Sep 2021 · Tropical Storm Henri |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Downing Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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