45 Deroy Dr, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 45 Deroy Dr, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,422 sqft · built 1965
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,427 (2026)
Deeds & Mortgages	Dec 2022 Transfer Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`382-00038`

Property Details

APN / Parcel Number

Primary APN	`382-00038`
Alternative APN	`CHIC M:0382 P:00038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	1,422 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	382-00038
Street Address	45 DEROY DR
City	CHICOPEE
State	MA
Zip	01020-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1067
Census Tract	810602

Owner

45 Deroy Dr is owner-occupied and held in a trust since July 2025.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	45 DEROY DR, CHICOPEE, MA 01020-4809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2016
Deed Sale	May 24, 2016
Last Transfer Date	Jul 17, 2025
Transfer Doc	025946-355
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 2, 2022
Property Address	45 DEROY DR, CHICOPEE, MA 01020-4809
Document Number	024826-125
Book / Page	24826 / 125
Instrument Date	Dec 2, 2022
Instrument	70524
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 DEROY DR, CHICOPEE, MA 01020-4809

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 14, 2022
Property Address	45 DEROY DR, CHICOPEE, MA 01020-4809
Document Number	00024766-8
Book / Page	24766 / 8
Instrument Date	Oct 12, 2022
Instrument	61471
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 CHICOPEE ST, CHICOPEE, MA 01013-7400

Tax Assessment & Valuation

The 2026 property tax bill for 45 Deroy Dr was $5,427, up 8.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,427.00 (+8.32%)	$356,100 (+7.75%) Land $145,100 Building $211,000	$334,933 (-0.55%)
2025	$5,010.00 (+5.45%)	$330,500 (+2.67%) Land $131,400 Building $199,100	$336,775
2024	$4,751.00 (+5.95%)	$321,900 (+8.75%) Land $128,800 Building $193,100
2023	$4,484.00	$296,000 Land $117,100 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Deroy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Deroy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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