20 Deroy Dr, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 20 Deroy Dr, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1968
Lot Size	0.309 acres (13,460 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Nov 2011)
Tax Bill	$5,106 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`382-00033`

Property Details

APN / Parcel Number

Primary APN	`382-00033`
Alternative APN	`CHIC M:0382 P:00033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	1,286 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Game Room	Game Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,460 sqft (0.309 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	382-00033
Street Address	20 DEROY DR
City	CHICOPEE
State	MA
Zip	01020-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	DEROY DRIVE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1066
Census Tract	810602

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 DEROY DR, CHICOPEE, MA 01020-4810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE)
Sep 21, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2011 · Amount on Record
Deed Sale	Nov 18, 2011 · Amount on Record
Prior Sale	May 13, 2011 · Amount on Record
Deed Book / Page	19003 / 312
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	20 DEROY DR, CHICOPEE, MA 01020-4810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21961-297
Date	Nov 28, 2017
Book Page	21961/297
Instrument	70129

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 21, 2020
Property Address	20 DEROY DR, CHICOPEE, MA 01020-4810
Document Number	23432-62
Book / Page	23432 / 62
Instrument Date	Sep 16, 2020
Instrument	53433
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	DEROY DR, CHICOPEE, MA

Mortgage

Document Number	23432-64
Date	Sep 21, 2020
Book Page	23432/64
Instrument	53434

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,106.00 (+5.47%)	$336,800 (+2.68%) Land $132,100 Building $204,700	$338,960
2024	$4,841.00 (+7.91%)	$328,000 (+10.77%) Land $129,500 Building $198,500
2023	$4,486.00	$296,100 Land $117,700 Building $178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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