40 Deroy Dr, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 40 Deroy Dr, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,436 sqft · built 1967
Lot Size	0.302 acres (13,141 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jan 2022)
Tax Bill	$5,267 (2026)
Deeds & Mortgages	Oct 2024 Refinance Feb 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`382-00031`

Property Details

APN / Parcel Number

Primary APN	`382-00031`
Alternative APN	`CHIC M:0382 P:00031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,436 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,141 sqft (0.302 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	382-00031
Street Address	40 DEROY DR
City	CHICOPEE
State	MA
Zip	01020-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1066
Census Tract	810602

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 DEROY DR, CHICOPEE, MA 01020-4810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Feb 10, 2023	Deed, Transfer
Jan 6, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALDENVILLE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Deed Book / Page	24343 / 495
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	40 DEROY DR, CHICOPEE, MA 01020-4810
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025607-352
Date	Oct 11, 2024
Book Page	25607/352
Instrument	47287

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 10, 2023
Property Address	40 DEROY DR, CHICOPEE, MA 01020-4810
Document Number	0024906-58
Book / Page	24906 / 58
Instrument Date	Feb 10, 2023
Instrument	6734
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 DEROY DR, CHICOPEE, MA 01020-4810

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 6, 2022
Property Address	40 DEROY DR, CHICOPEE, MA 01020-4810
Document Number	024343-495
Book / Page	24343 / 495
Instrument Date	Jan 6, 2022
Instrument	937
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 JACOB ST, CHICOPEE, MA 01020-3013

Mortgage

Document Number	0000000938
Date	Jan 6, 2022
Instrument	938

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	40 DEROY DR, CHICOPEE, MA 01020-4810
Document Number	21683-269
Book / Page	021683 / 000269
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21683-269
Date	May 17, 2017
Book Page	021683/000269
Instrument	27021

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,267.00 (+6.53%)	$345,600 (+5.98%) Land $145,100 Building $200,500	$351,608 (-2.5%)
2025	$4,944.00 (+5.44%)	$326,100 (+2.64%) Land $131,900 Building $194,200	$360,620
2024	$4,689.00 (+7.87%)	$317,700 (+10.74%) Land $129,300 Building $188,400
2023	$4,347.00	$286,900 Land $117,500 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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