45 Depot St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 45 Depot St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,330 sqft · built 1900
Lot Size	0.067 acres (2,920 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jan 2014)
Tax Bill	$2,533 (2026)
Deeds & Mortgages	Sep 2022 Refinance Sep 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`76-00048`

Property Details

APN / Parcel Number

Primary APN	`76-00048`
Alternative APN	`CHIC M:0076 P:00048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	944 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,920 sqft (0.067 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	76-00048
Street Address	45 DEPOT ST
City	CHICOPEE
State	MA
Zip	01013-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2014
Census Tract	810901

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 DEPOT ST, CHICOPEE, MA 01013-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND BANK & TRUST
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jul 28, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 28, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2014 · Amount on Record
Deed Sale	Jan 23, 2014 · Amount on Record
Deed Book / Page	20173 / 68
Last Transfer Date	Jul 28, 2021
Transfer Doc	024027-344
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	45 DEPOT ST, CHICOPEE, MA 01013-1253
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024732-352
Date	Sep 20, 2022
Book Page	24732/352
Instrument	56640

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	45 DEPOT ST, CHICOPEE, MA 01013-1253
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022835-501
Date	Sep 4, 2019
Book Page	22835/501
Instrument	50280

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 28, 2021
Property Address	45 DEPOT ST, CHICOPEE, MA 01013-1253
Document Number	024027-344
Book / Page	24027 / 344
Instrument Date	Jul 28, 2021
Instrument	52644
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DEPOT ST, CHICOPEE, MA 01013-1253

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 28, 2021
Property Address	45 DEPOT ST, CHICOPEE, MA 01013-1253
Document Number	024027-347
Book / Page	24027 / 347
Instrument Date	Jul 28, 2021
Instrument	52645
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DEPOT ST, CHICOPEE, MA 01013-1253
Investor	Possibly a Property Investor

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 7, 2018
Property Address	45 DEPOT ST, CHICOPEE, MA 01013-1253
Document Number	22302-582
Book / Page	022302 / 000582
Instrument Date	Aug 2, 2018
Instrument	46461
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DEPOT ST CHICOPEE MA 010131253, CHICOPEE, MA 01013-1253

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,533.00 (+5.76%)	$166,200 (+5.19%) Land $51,100 Building $115,100	$276,071 (+77.52%)
2025	$2,395.00 (+5.55%)	$158,000 (+2.8%) Land $45,500 Building $112,500	$155,515
2024	$2,269.00 (+6.83%)	$153,700 (+9.63%) Land $44,600 Building $109,100
2023	$2,124.00	$140,200 Land $40,500 Building $99,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Xfinity.

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