25 Depot St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 25 Depot St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,520 sqft · built 2015
Lot Size	0.087 acres (3,773 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (May 2018)
Tax Bill	$6,076 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-00042`

Property Details

APN / Parcel Number

Primary APN	`76-00042`
Alternative APN	`CHIC M:0076 P:00042`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	4,020 sqft
1st Floor Area	1,040 sqft
Attic	Attic
Attic Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,773 sqft (0.087 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	76-00042
Street Address	25 DEPOT ST
City	CHICOPEE
State	MA
Zip	01013-1201
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2024
Census Tract	810901

Owner

25 Depot St, a duplex, is owned and occupied by an individual who bought it in May 2018.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	25 DEPOT ST, CHICOPEE, MA 01013-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK
Jun 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Mar 7, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2018	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Prior Sale	Sep 16, 2013 · Amount on File
Deed Document Number	201825019
Deed Book / Page	22164 / 409
Transfer Doc	022164-409
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jul 13, 2026
Property Address	25 DEPOT ST, CHICOPEE, MA 01013-1201
Document Number	0000032414
Book / Page	26413 / 536
Instrument Date	Jul 8, 2026
Instrument	202632414
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 DEPOT ST, CHICOPEE, MA 01013-1201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032414,
Date	Jul 13, 2026
Book Page	26413/536
Instrument	202632414

Lender

Name	WESTFIELD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	25 DEPOT ST, CHICOPEE, MA 01013-1201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	025031-573
Date	Jun 6, 2023
Book Page	25031/573
Instrument	25651

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	25 DEPOT ST, CHICOPEE, MA 01013-1201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024436-227
Date	Mar 7, 2022
Book Page	24436/227
Instrument	13900

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 8, 2018
Property Address	25 DEPOT ST, CHICOPEE, MA 01013-1201
Document Number	22164-409
Book / Page	22164 / 409
Instrument	25019
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 DEPOT ST, CHICOPEE, MA 01013-1201
Investor	Possibly a Property Investor

Mortgage

Document Number	221640412
Date	May 8, 2018
Instrument	22164/0412

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 25 Depot St was $6,076, up 8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,076.00 (+7.98%)	$398,700 (+7.41%) Land $53,900 Building $344,800	$403,377
2025	$5,627.00 (+7.14%)	$371,200 (+4.33%) Land $49,300 Building $321,900
2024	$5,252.00 (+8.02%)	$355,800 (+10.88%) Land $48,400 Building $307,400
2023	$4,862.00	$320,900 Land $44,000 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Depot St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Depot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Xfinity.

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