21 Depot St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 21 Depot St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,652 sqft · built 1900
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Apr 2026)
Tax Bill	$2,358 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`76-00043`

Property Details

APN / Parcel Number

Primary APN	`76-00043`
Alternative APN	`CHIC M:0076 P:00043`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	826 sqft
Attic	Attic
Attic Area	546 sqft
Basement Area	546 sqft
Unfinished Basement	546 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,600 sqft (0.083 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	76-00043
Street Address	21 DEPOT ST
City	CHICOPEE
State	MA
Zip	01013-1201
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2024
Census Tract	810901

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 DEPOT ST, CHICOPEE, MA 01013-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 10, 2025	Quit Claim Deed, Transfer · Commercial Mortgage TAILOR RIDGE REIT LLC
Sep 9, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2021	Quit Claim Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Oct 10, 2025 · Amount on Record
Deed Document Number	202615080
Deed Book / Page	26283 / 232
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 8, 2026
Property Address	21 DEPOT ST, CHICOPEE, MA 01013-1201
Document Number	026283-232
Book / Page	26283 / 232
Instrument Date	Apr 1, 2026
Instrument	2026.15080
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DEPOT ST, CHICOPEE, MA 01013-1201

Mortgage

Date	Apr 8, 2026

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 10, 2025
Property Address	21 DEPOT ST, CHICOPEE, MA 01013-1201
Document Number	026064-596
Book / Page	26064 / 596
Instrument Date	Oct 10, 2025
Instrument	48453
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILDFLOWER LN, AGAWAM, MA 01001-1911

Mortgage

Document Number	0000048454
Date	Oct 10, 2025
Instrument	48454

Lender

Name	TAILOR RIDGE REIT LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 9, 2021
Property Address	21 DEPOT ST, CHICOPEE, MA 01013-1201
Document Number	24110-505
Book / Page	24110 / 505
Instrument Date	Sep 9, 2021
Instrument	63494
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 COLD SPRING AVE # 2B, 2B, W SPRINGFIELD, MA 01089-3465

January 2021: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 29, 2021
Property Address	21 DEPOT ST, CHICOPEE, MA 01013-1201
Document Number	23683-592
Book / Page	23683 / 592
Instrument Date	Nov 30, 2020
Instrument	7071
Transaction Type	Construction Loan
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 COLD SPRING AVE, W SPRINGFIELD, MA 01089-3465
Investor	Possibly a Property Investor

Mortgage

Document Number	7072
Date	Jan 29, 2021
Instrument	7072

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	21 DEPOT ST, CHICOPEE, MA 01013-1201
Document Number	22201-368
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 DEPOT ST CHICOPEE MA 010131201, CHICOPEE, MA 01013-1201

Mortgage

Document Number	22201-368
Date	Jun 4, 2018
Book Page	022201/000368
Instrument	30569

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,358.00 (+10.29%)	$154,700 (+9.72%) Land $53,600 Building $101,100	$353,034
2025	$2,138.00 (+5.63%)	$141,000 (+2.84%) Land $48,800 Building $92,200
2024	$2,024.00 (+7.15%)	$137,100 (+9.94%) Land $47,800 Building $89,300
2023	$1,889.00	$124,700 Land $43,500 Building $81,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Xfinity.

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