45 Choate, Irvine, CA 92620 Property Records

Orange County property record for 45 Choate, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,216 sqft · built 1978
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Mar 2020)
Tax Bill	$14,943 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-031-11`

Property Details

APN / Parcel Number

Primary APN	`551-031-11`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,216 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Lot Area	5,750 sqft (0.132 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	45 CHOATE
City	IRVINE
State	CA
Zip	92620-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9551 BLK LOT 3
Legal Subdivision	9551
Legal Tract	9551
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5001
Census Tract	52417

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 19, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	0000125242
Last Transfer Date	Jul 26, 2024
Transfer Doc	0000192408
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 CHOATE, IRVINE, CA 92620-3321
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CHOATE, IRVINE, CA 92620-3321

Mortgage

Document Number	0000314959
Date	Dec 22, 2023
Instrument	2023000314959

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 CHOATE, IRVINE, CA 92620-3321
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CHOATE, IRVINE, CA 92620-3321

Mortgage

Document Number	0000195796
Date	Mar 22, 2021
Instrument	2021000195796

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 19, 2020
Property Address	45 CHOATE, IRVINE, CA 92620-3321
Document Number	0000125242
Map Reference	MB 410 PG 6-8
Instrument Date	Feb 26, 2020
Instrument	2020000125242
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4541 PARKGLEN CIR, IRVINE, CA 92604-2340

Mortgage

Document Number	0000125243
Date	Mar 19, 2020
Instrument	2020000125243

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,943.00 (+4.8%)	$1,421,738 (+4.04%) Land $1,113,551 Building $308,187
2023	$14,259.00 (+1.88%)	$1,366,531 Land $1,070,310 Building $296,221
2022	$13,996.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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