39 Choate, Irvine, CA 92620 Property Records

Orange County property record for 39 Choate, Irvine, CA 92620 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1978
Square Footage3,216 sqft Living Area
Lot Size4,900 sqft (0.112 acres)
OccupancyOwner Occupied
Last Sale$1,680,000 (2022)
Tax Bill$18,244.00 (2025)

Property Details

APN / Parcel Number

Primary APN551-031-14

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area3,216 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1978
Lot Area4,900 sqft (0.112 acres)
Parking Spaces2 Parking Spaces
Garage Area560 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address39 CHOATE
CityIRVINE
StateCA
Zip92620-3321
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 9551 BLK LOT 6
Legal Subdivision9551
Legal Tract9551
Legal Lot Number6
JurisdictionORANGE CA
Minor Civil DivisionIRVINE-LAKE FOREST
Census Blockgroup5
Census Block5001
Census Tract52417

Owner

Source: Orange County records · APN 551-031-14

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address39 CHOATE, IRVINE, CA 92620-3321
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 06, 2022Grant Deed, Transfer · Conventional Mortgage
PCB BANK
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2022 · Amount on Record
Deed SaleDec 06, 2022 · Amount on Record
Prior SaleMay 12, 2016
Deed Doc Number2022000399232
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 CHOATE, IRVINE, CA 92620-3321
Transaction TypeMortgage
Record UpdatedFeb 26, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 CHOATE, IRVINE, CA 92620-3321

Mortgage

Document Number0000033691
DateFeb 11, 2026
Instrument2026000033691
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateMar 01, 2033
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change2.75%
Max Rate At Change10.6%
Index52-Week T-Bill (1-Year)
Max Rate10.6%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 CHOATE, IRVINE, CA 92620-3321
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 CHOATE, IRVINE, CA 92620-3321

Mortgage

Document Number0000183798
DateJul 31, 2023
Instrument2023000183798
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateAug 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.5%
Index52-Week T-Bill (1-Year)
Max Rate11.5%

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateDec 06, 2022
Property Address39 CHOATE, IRVINE, CA 92620-3321
Document Number0000399232
Map ReferenceMB 410 PG 6-8
Instrument DateNov 29, 2022
Instrument2022000399232
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address39 CHOATE, IRVINE, CA 92620-3321

Mortgage

Document Number0000399233
DateDec 06, 2022
Instrument2022000399233
Lender
NamePCB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateJan 01, 2028
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change13%
Index52-Week T-Bill (1-Year)
Max Rate13%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 CHOATE, IRVINE, CA 92620-3321
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 CHOATE, IRVINE, CA 92620-3321

Mortgage

Document Number0000499422
DateSep 16, 2020
Instrument2020000499422
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$18,244.00 (+4.8%) Homeowner's exemption$1,747,872 (+4.04%) Land $1,441,596 Building $306,276
2023$17,408.00 (+45.1%) Homeowner's exemption$1,680,000 Land $1,385,616 Building $294,384
2022$11,997.00

Flood & Wildfire

39 Choate is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Choate

Nearby Streets

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