Westchester County and Greenburgh Town property record for 45 Chestnut St, Ardsley, NY 10502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,739 sqft |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Jul 2026) |
| Tax Bill | $21,920 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 552689 8.100-56-13 |
| Primary APN | 552689 8.100-56-13 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,739 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 11,761 sqft (0.27 acres) |
|---|---|
| Garage Type | Attached |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 8425765 |
|---|---|
| Street Address | 45 CHESTNUT ST |
| City | ARDSLEY |
| State | NY |
| Zip | 10502-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 56 |
| Legal Lot Number | 13.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | GREENBURGH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11102 |
Source: Westchester County and Greenburgh Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29108 TOWN GREEN DR, ELMSFORD, NY 10523-1589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 29, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage UBS BANK USA |
| May 10, 2019 | Loan Modification, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Deed Document Number | 20263717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 45 CHESTNUT ST, ARDSLEY, NY 10502-1035 |
| Document Number | 0000003717 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20263717 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2026 |
| Title Company | THOROUGHBRED TITLE LLC, THOROUGHBRED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003109, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20263109 |
| Name | UBS BANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 CHESTNUT ST, ARDSLEY, NY 10502-1035 |
| Document Number | 0591363033 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45 CHESTNUT ST ARDSLEY NY 105021035, ARDSLEY, NY 10502-1035 |
| Document Number | 0591363033 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 059136/003033 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 18% |
Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Greenburgh Town |
| Unified School District | Ardsley Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,920.00 Homeowner's exemption | ||
| 2025 | $749,900 (+9%) Land $337,000 Building $412,900 | $749,900 (+9%) Land $337,000 Building $412,900 | |
| 2024 | Homeowner's exemption | $688,000 (-1.5%) Land $337,000 Building $351,000 | $688,000 (-1.5%) Land $337,000 Building $351,000 |
| 2023 | $698,500 Land $321,000 Building $377,500 | $698,500 Land $321,000 Building $377,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1979–2023) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENBURGH CONSOLIDATED WD #1 serves 43,312 people · EPA ID NY5903429 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures