26 Chestnut St, Ardsley, NY 10502 Property Records

Westchester County and Greenburgh Town property record for 26 Chestnut St, Ardsley, NY 10502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,589 sqft · built 1952
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (Apr 2023)
Tax Bill	$25,627 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552689 8.100-56-8`

Property Details

APN / Parcel Number

Primary APN	`552689 8.100-56-8`
Alternative APNs	`55268926 03A1794 34` `8421925`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,589 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Shingles
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	261 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8421925
Street Address	26 CHESTNUT ST
City	ARDSLEY
State	NY
Zip	10502-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Block	56
Legal Lot Number	8.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	1
Census Block	1022
Census Tract	11102

Owner

26 Chestnut St is owned and occupied by an individual who bought it in April 2023.

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	26 CHESTNUT ST, ARDSLEY, NY 10502-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Deed Document Number	20233097
Record Updated	Oct 29, 2026

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 18, 2023
Property Address	26 CHESTNUT ST, ARDSLEY, NY 10502-1002
Document Number	0630883097
Map Reference	MAP 3226
Instrument Date	Mar 31, 2023
Instrument	630883097
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	RAM ABSTRACT LIMITED, RAM ABSTRACT LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 CHESTNUT ST, ARDSLEY, NY 10502-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SEMINARY AVE # 2, 2, YONKERS, NY 10704-1823

Mortgage

Document Number	0631083043
Date	Apr 18, 2023
Instrument	631083043

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	Other
Max Rate	13.2%

Tax Assessment & Valuation

The 2026 property tax bill for 26 Chestnut St was $25,627.

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Greenburgh Town
Unified School District	Ardsley Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,627.00
2025		$819,300 (+8.99%) Land $310,200 Building $509,100	$819,300 (+8.99%) Land $310,200 Building $509,100
2024		$751,700 (+2.43%) Land $310,200 Building $441,500	$751,700 (+2.43%) Land $310,200 Building $441,500
2023		$733,900 Land $295,400 Building $438,500	$733,900 Land $295,400 Building $438,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Chestnut St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1979–2023)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Coastal Storms & Flooding, Apr 1984 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENBURGH CONSOLIDATED WD #1 serves 43,312 people · EPA ID NY5903429
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20