Westchester County and Greenburgh Town property record for 44 Chestnut St, Ardsley, NY 10502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,885 sqft · built 1960 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $735,000 (Dec 2020) |
| Tax Bill | $26,061 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552689 8.100-56-11 |
| Primary APN | 552689 8.100-56-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Upper Floors Area | 253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 8425755 |
|---|---|
| Street Address | 44 CHESTNUT ST |
| City | ARDSLEY |
| State | NY |
| Zip | 10502-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | SUBDIVISION MAP SECOR FOREST SECTION TWO |
| Legal Block | 56 |
| Legal Lot Number | 11.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | GREENBURGH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11102 |
Source: Westchester County and Greenburgh Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 CHESTNUT ST, ARDSLEY, NY 10502-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Oct 13, 2020 | Deed of Trust, Construction Loan · Line of Credit WEBSTER BK NA |
| Feb 7, 2017 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Prior Sale | Jul 22, 2010 · Amount on Record |
| Deed Document Number | 2020603289895 |
| Prior Transfer Date | Nov 11, 2008 |
| Prior Transfer Doc | 0490050325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 9, 2020 |
| Property Address | 44 CHESTNUT ST, ARDSLEY, NY 10502-1002 |
| Document Number | 0603289895 |
| Map Reference | MAP 12407 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 603289895 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 CHESTNUT ST, 44, ARDSLEY, NY 10502-1002 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 W 92ND ST APT 4F, 4F, NEW YORK, NY 10025-7273 |
| Document Number | 0603433879 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 603433879 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 13, 2020 |
| Property Address | 44 CHESTNUT ST, ARDSLEY, NY 10502-1002 |
| Document Number | 0602873290 |
| Book / Page | 060287 / 003290 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 30, 2020 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 44 CHESTNUT ST ARDSLEY NY 105021002, ARDSLEY, NY 10502-1002 |
| Document Number | 0602873290 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 060287/003290 |
| Name | WEBSTER BK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 12, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 44 CHESTNUT ST, ARDSLEY, NY 10502-1002 |
| Document Number | 0570523088 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 CHESTNUT ST ARDSLEY NY 105021002, ARDSLEY, NY 10502-1002 |
| Document Number | 0570523088 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 057052/003088 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 44 CHESTNUT ST, ARDSLEY, NY 10502-1002 |
| Document Number | 0570523087 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 CHESTNUT ST ARDSLEY NY 105021002, ARDSLEY, NY 10502-1002 |
| Document Number | 0570523087 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 057052/003087 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2032 |
Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Greenburgh Town |
| Unified School District | Ardsley Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,061.00 | ||
| 2025 | $833,200 (+9%) Land $333,900 Building $499,300 | $833,200 (+9%) Land $333,900 Building $499,300 | |
| 2024 | $764,400 (-0.47%) Land $333,900 Building $430,500 | $764,400 (-0.47%) Land $333,900 Building $430,500 | |
| 2023 | $768,000 Land $318,000 Building $450,000 | $768,000 Land $318,000 Building $450,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1979–2023) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENBURGH CONSOLIDATED WD #1 serves 43,312 people · EPA ID NY5903429 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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