Monroe County and Rochester City property record for 45 Champlain St, Rochester, NY 14608
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1.5 ba · 2,182 sqft · built 1890 |
| Lot Size | 0.257 acres (11,210 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,348 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055196-01.0 |
| Primary APN | 055196-01.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 1,181 sqft |
| 2nd Floor Area | 1,001 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,210 sqft (0.257 acres) |
| Lot Dimensions | 141 ft deep x 79.5 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 487 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 055196-01.0 |
|---|---|
| Street Address | 45 CHAMPLAIN ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14608-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Description | 0065.00 207 19 03440 4019279359559036 |
| Legal Block | 3 |
| Legal Lot Number | 19.001 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 6500 |
45 Champlain St is owned and occupied by an individual.
Source: Monroe County and Rochester City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CHAMPLAIN ST, ROCHESTER, NY 14608-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 45 Champlain St was $1,348 with exemptions applied, up 4.7% from the year before.
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,348.00 (+4.74%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,287.00 | $125,200 Land $11,000 Building $114,200 | $125,200 Land $11,000 Building $114,200 |
| 2023 | $39,000 Land $5,500 Building $33,500 | $46,988 Land $6,627 Building $40,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Champlain St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Champlain St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Greenlight Networks.
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