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34 Champlain St, Rochester, NY 14608 Property Records

Monroe County and Rochester City property record for 34 Champlain St, Rochester, NY 14608

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,630 sqft · built 1910
Lot Size0.144 acres (6,284 sqft)
Owner2 Individual Names on File
Tax Bill$709 (2026)
Deeds & MortgagesJan 2026 Transfer
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN055341-00.0

Property Details

APN / Parcel Number

Primary APN055341-00.0
Alternative APN
  • 261400 121.53-1-22

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,630 sqft Living Area
1st Floor Area815 sqft
2nd Floor Area815 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,284 sqft (0.144 acres)
Lot Dimensions142 ft deep x 44 ft wide
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number055341-00.0
Street Address34 CHAMPLAIN ST
CityROCHESTER
StateNY
Zip14608-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Description0065.00 108 19 00000 PT 9 SEC B GREIG TR SUB
Legal Subdivision20000 ACRE TRACT
Legal Block1
Legal Lot Number22.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1006
Census Tract6500

Owner

34 Champlain St is owned and occupied by two individuals who acquired it in December 2025.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address15 DAVY DR, ROCHESTER, NY 14624-1346
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Intrafamily Transfer, Transfer
Sep 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 4, 2025
Transfer Doc202603376412
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE NY
Recording DateJan 23, 2026
Property Address34 CHAMPLAIN ST, ROCHESTER, NY 14608-2515
Document Number202603376412
Book / Page13164 / 373
Instrument DateDec 7, 2025
Instrument202603376412
Transaction TypeTransfer
Record UpdatedFeb 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address34 CHAMPLAIN ST, ROCHESTER, NY 14608-2515

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 CHAMPLAIN ST, ROCHESTER, NY 14608-2515

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address34 CHAMPLAIN ST, ROCHESTER, NY 14608-2515
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000494
DateSep 26, 2017
Instrument201709260494
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueAug 30, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 34 Champlain St was $709 with a homeowner's exemption, down 6.7% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$709.00 (-6.71%) Homeowner's exemption
2025$760.00 (-6.52%)$86,900 (-) Land $7,700 Building $79,200$86,900 (-) Land $7,700 Building $79,200
2024$813.00 Homeowner's exemption$86,900 (+158.63%) Land $7,700 Building $79,200$86,900 (+114.66%) Land $7,700 Building $79,200
2023$33,600 Land $4,300 Building $29,300$40,482 Land $5,181 Building $35,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Champlain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34 Champlain St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier, Greenlight Networks.

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