45 Brookfield Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 45 Brookfield Rd, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details1,464 sqft · built 1914
Lot Size0.192 acres (8,350 sqft)
Owner2 Individual Names on Record
Last Sale$735,000 (Dec 2021)
Tax Bill$21,209 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN13-01705-0000-00030

Property Details

APN / Parcel Number

Primary APN13-01705-0000-00030
Alternative APN
  • 130170500030

Interior

Stories2 Stories
Building Area1,464 sqft Living Area

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Construction TypeFrame
Lot Area8,350 sqft (0.192 acres)
Lot Dimensions167 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130170500030
Street Address45 BROOKFIELD RD
CityMONTCLAIR
StateNJ
Zip07043-1301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description50X167 IRR
Legal Block1705
Legal Lot Number30
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1001
Census Tract16400

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 BROOKFIELD RD, MONTCLAIR, NJ 07043-1301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
US BANK NA
Feb 24, 2020Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Jun 24, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2021 · Amount on Record
Deed SaleDec 15, 2021 · Amount on Record
Prior SaleFeb 24, 2020 · Amount on Record
Deed Document Number2021147990
Record UpdatedSep 20, 2026

December 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionESSEX NJ
Recording DateDec 15, 2021
Property Address45 BROOKFIELD RD, MONTCLAIR, NJ 07043-1301
Document Number0000147990
Instrument DateDec 5, 2021
Instrument2021147990
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyCLEAR SKIES TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,837.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10261 PARLETT PL, 10261, CUPERTINO, CA 95014-2016

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 BROOKFIELD RD, MONTCLAIR, NJ 07043-1301

Mortgage

Document Number0000147991
DateDec 15, 2021
Instrument2021147991
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateFeb 24, 2020
Property Address45 BROOKFIELD RD, MONTCLAIR, NJ 07043-1301
Document Number0000020721
Instrument DateFeb 14, 2020
Instrument20721
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$725.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 BROOKFIELD RD MONTCLAIR NJ 070431301, MONTCLAIR, NJ 07043-1301

Mortgage

Document Number20722
DateFeb 24, 2020
Instrument20722
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 23, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJun 24, 2019
Property Address45 BROOKFIELD RD, MONTCLAIR, NJ 07043-1301
Document Number0000057336
Instrument DateJun 11, 2019
Instrument57336
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address524 CLINTON AVE WYCKOFF NJ 074811432, WYCKOFF, NJ 07481-1432

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$603,200 (-) Land $307,800 Building $295,400$603,200 (-) Land $307,800 Building $295,400
2025$21,209.00 (+3.33%)$603,200 (-) Land $307,800 Building $295,400$603,200 (-) Land $307,800 Building $295,400
2024$20,526.00 (+3.49%)
2023$603,200 Land $307,800 Building $295,400$603,200 Land $307,800 Building $295,400
2022$19,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims40 (1982–2021)
Claims Outside the SFHA9 of 40
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 12 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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