Clay County property record for 45 Bent Grass Cir, Hayesville, NC 28904 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,174 sqft · built 2007 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $447,500 (Jan 2026) |
| Tax Bill | $1,132 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 556013125868 |
| Primary APN | 556013125868 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,174 sqft Heated Area |
| Year Built | Built 2007 |
|---|---|
| Lot Area | 16,553 sqft (0.38 acres) |
| Account Number | 620441000 |
|---|---|
| Street Address | 45 BENT GRASS CIR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-4929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BENTGRASS |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 950102 |
Source: Clay County records · APN 556013125868
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45 BENT GRASS CIR, HAYESVILLE, NC 28904-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 2026000136 |
| Deed Book / Page | 489 / 367 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jan 23, 2026 |
| Property Address | 45 BENT GRASS CIR, HAYESVILLE, NC 28904-4929 |
| Document Number | 000489/367 |
| Book / Page | 489 / 367 |
| Map Reference | CAB 5 SL 969 |
| Instrument Date | Jan 07, 2026 |
| Instrument | 2026000136 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $895.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 MUDDY CROSS RD, HOBBSVILLE, NC 27946-9587 |
| Name | Verified Name |
|---|---|
| Address | 45 BENT GRASS CIR, HAYESVILLE, NC 28904-4929 |
| Document Number | 2026000137 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026000137 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Nov 10, 2021 |
| Property Address | 45 BENT GRASS CIR, HAYESVILLE, NC 28904-4929 |
| Document Number | 00000459/8 |
| Book / Page | 459 / 8 |
| Map Reference | CAB 5 SL 969 |
| Instrument Date | Nov 05, 2021 |
| Instrument | 2021003688 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 ROCKING HORSE FARM RD, BLAIRSVILLE, GA 30512-5757 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1181, HAYESVILLE, NC 28904-1181 |
| Document Number | 2021003689 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021003689 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 | $219,600 (-) Land $22,800 Building $196,800 | $219,600 (-) Land $22,800 Building $196,800 |
| 2023 | $219,600 Land $22,800 Building $196,800 | $219,600 Land $22,800 Building $196,800 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 45 individual NFIP policies nearby |
| Nearby Flood Policies | 45 in force 27 of 45 on primary residences |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025, rainfall accumulation |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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