44 Bent Grass Cir, Hayesville, NC 28904 Property Records

Clay County property record for 44 Bent Grass Cir, Hayesville, NC 28904 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 2022
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2022)
Tax Bill	$891 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`556013126993`

Property Details

APN / Parcel Number

Primary APN	`556013126993`
Alternative APNs	`614292000` `620955000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,745 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	11,805 sqft (0.271 acres)

Location & Zoning

Account Number	620955000
Street Address	44 BENT GRASS CIR
City	HAYESVILLE
State	NC
Zip	28904-4929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BENTGRASS
Legal Subdivision	BENT GRASS SUBDIVISION
Legal Lot Number	3
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1065
Census Tract	950102

Owner

Source: Clay County records · APN 556013126993

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 BENT GRASS CIR, HAYESVILLE, NC 28904-4929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	2022915
Deed Book / Page	463 / 176
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 31, 2022
Property Address	44 BENT GRASS CIR, HAYESVILLE, NC 28904-4929
Document Number	000463/176
Book / Page	463 / 176
Map Reference	CAB 5 SL 969
Instrument Date	Mar 31, 2022
Instrument	2022000915
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 840, HAYESVILLE, NC 28904-0840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 BENT GRASS CIR, HAYESVILLE, NC 28904-4929

Mortgage

Document Number	2022000916
Date	Mar 31, 2022
Instrument	2022000916

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 24, 2021
Property Address	44 BENT GRASS CIR, HAYESVILLE, NC 28904-4929
Document Number	0000454/91
Book / Page	454 / 91
Map Reference	CAB 5 SL 969
Instrument Date	Jun 24, 2021
Instrument	2021002161
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 CHATUGE SHORES OVERLOOK, HAYESVILLE, NC 28904-9262

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$891.00 (+15.12%)	$168,300 (-) Land $25,000 Building $143,300	$168,300 (-) Land $25,000 Building $143,300
2023	$774.00	$168,300 Land $25,000 Building $143,300	$168,300 Land $25,000 Building $143,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 45 individual NFIP policies nearby
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 763 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Uniti Group	Cable	1,000 / 25
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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