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154 Bent Grass Cir, Hayesville, NC 28904 Property Records

Clay County property record for 154 Bent Grass Cir, Hayesville, NC 28904 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,811 sqft · built 2018
Lot Size0.314 acres (13,678 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Jun 2018)
Tax Bill$919 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2018 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN556013133445

Property Details

APN / Parcel Number

Primary APN556013133445
Alternative APN
  • 616519000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,811 sqft Heated Area

Exterior

Year BuiltBuilt 2018
Lot Area13,678 sqft (0.314 acres)

Location & Zoning

Account Number616519000
Street Address154 BENT GRASS CIR
CityHAYESVILLE
StateNC
Zip28904-4935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BENTGRASS
Legal Lot Number9
JurisdictionCLAY NC
Township / Civil DivisionHAYESVILLE
Census Block Group1
Census Block1065
Census Tract950102

Owner

Source: Clay County records · APN 556013133445

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address154 BENT GRASS CIR, HAYESVILLE, NC 28904-4935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 14, 2018Warranty Deed, Construction Loan · Construction Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2018 · Amount on Record
Deed SaleJun 14, 2018 · Amount on Record
Deed Document Number0000042146
Deed Book / Page421 / 46
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY NC
Property Address154 BENT GRASS CIR, HAYESVILLE, NC 28904-4935
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000P15/39
DateNov 16, 2020
Book PageP15/39
Instrument2020002972
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

June 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateJun 14, 2018
Property Address154 BENT GRASS CIR, HAYESVILLE, NC 28904-4935
Document Number00421/0046
Book / Page421 / 0046
Instrument DateJun 14, 2018
Instrument2018001328
Transaction TypeConstruction Loan
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 840, HAYESVILLE, NC 28904-0840

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 891, HIAWASSEE, GA 30546-0891

Mortgage

Document Number2018001329
DateJun 14, 2018
Instrument2018001329
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJul 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.5%
Index1-Year LIBOR
Max Rate9.5%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$919.00 (+14.59%)$174,400 (-) Land $25,000 Building $149,400$174,400 (-) Land $25,000 Building $149,400
2023$802.00$174,400 Land $25,000 Building $149,400$174,400 Land $25,000 Building $149,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 45 individual NFIP policies nearby
Nearby Flood Policies45 in force
Nearby Flood Claims11 (2013–2025)
Most Recent ClaimApr 2025, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
Uniti GroupCable1,000 / 25
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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