45 Benson Ave, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 45 Benson Ave, Buffalo, NY 14224

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,628 sqft · built 1927
Lot Size0.151 acres (6,580 sqft)
OwnerIndividual Name on Record
Tax Bill$4,371 (2026)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-896-000

Property Details

APN / Parcel Number

Primary APN10-896-000
Alternative APNs
  • 68001335200002039000
  • 146800 133.52-2-39

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,628 sqft Total Area
1st Floor Area1,314 sqft
2nd Floor Area1,314 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1936
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,580 sqft (0.151 acres)
Lot Dimensions187 ft deep x 35 ft wide
Garage TypeDetached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area556 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10-896-000
Street Address45 BENSON AVE
CityBUFFALO
StateNY
Zip14224-2601
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code9
Legal DescriptionMC-824 BLK-B SL-14,FL-35 H.J. MANZEL S/D 35 X 187.54
Legal SubdivisionTHE BUFFALO CREEK RESERVATION
Legal Block2
Legal Lot Number39.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group1
Census Block1004
Census Tract11700

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 BENSON AVE, BUFFALO, NY 14224-2601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address45 BENSON AVE, BUFFALO, NY 14224-2601
Transaction TypeMortgage
Record UpdatedSep 2, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 BENSON AVE, BUFFALO, NY 14224-2601

Mortgage

Document Number0140047483
DateJul 16, 2021
Book Page14004/7483
Instrument2021138846
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term232 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,371.00 (+0.51%) Homeowner's exemption
2025$4,349.00 (+2.04%)$43,000 (-) Land $3,300 Building $39,700$179,200 (+4.19%) Land $13,753 Building $165,447
2024$4,262.00 (+18.65%) Homeowner's exemption$43,000 (-) Land $3,300 Building $39,700$172,000 (+4%) Land $13,200 Building $158,800
2023$43,000 Land $3,300 Building $39,700$165,385 Land $12,692 Building $152,693
2019$3,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1985–2006)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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