Charlotte County property record for 45 Bayshore Cir, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,840 sqft · built 2016 |
| Lot Size | 0.21 acres (9,125 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Jul 2014) |
| Tax Bill | $13,248 (2025) |
| Deeds & Mortgages | May 2022 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 412028376003 |
| Primary APN | 412028376003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,444 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,125 sqft (0.21 acres) |
| Lot Dimensions | 125 ft deep x 73 ft wide |
| View / Lot | Waterfront |
| Pool Area | 264 sqft |
|---|---|
| Deck Area | 220 sqft |
| Patio Area | 212 sqft |
| Loading Dock | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00883260027001 |
|---|---|
| Street Address | 45 BAYSHORE CIR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | PALM ISLAND ESTS UN 3 BLK J LT 27 777/623 806/18 1013/169 1406/1419 1745/500 3881/1132 4983/795 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 28 |
| Legal Subdivision | PALM ISLAND ESTS |
| Legal Tract | PIE |
| Legal Block | J |
| Legal Lot Number | 27 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30402 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 45 BAYSHORE CIR, PLACIDA, FL 33946 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 12, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2014 · Amount on Record |
| Deed Sale | Jul 1, 2014 · Amount on Record |
| Prior Sale | Nov 3, 1999 · Amount on Record |
| Deed Document Number | 20142278055 |
| Deed Book / Page | 3881 / 1132 |
| Last Transfer Date | May 12, 2022 |
| Transfer Doc | 0049830795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 12, 2022 |
| Property Address | 45 BAYSHORE CIR, PLACIDA, FL 33946 |
| Document Number | 0049830795 |
| Book / Page | 4983 / 795 |
| Map Reference | MB 3 PG 98 |
| Instrument Date | May 12, 2022 |
| Instrument | 3101569 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 BAYSHORE CIR, 45, PLACIDA, FL 33946 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 45 BAYSHORE CIR, PLACIDA, FL 33946 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 45 BAYSHORE CIR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2020 WOOD FALLS DR, CUMMING, GA 30041-6386 |
| Document Number | 0046820781 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 4682/781 |
| Instrument | 2886305 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,248.00 (-26.4%) Homeowner's exemption | $842,217 (-17.43%) Land $217,175 Building $625,042 | $842,217 (+13.5%) Land $217,175 Building $625,042 |
| 2024 | $18,001.00 (-2.32%) | ||
| 2023 | $18,428.00 (+20.32%) Homeowner's exemption | $1,019,986 (+8.46%) | $742,060 (-21.1%) Land $255,500 Building $486,560 |
| 2022 | $15,316.00 | $940,458 Land $179,945 Building $760,513 | $940,458 Land $179,945 Building $760,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured incl. 127 condo units |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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