Charlotte County property record for 43 Bayshore Cir, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1999 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,490,000 (May 2023) |
| Tax Bill | $17,417 (2025) |
| Deeds & Mortgages | May 2023 Sale Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-28-376-004 |
| Primary APN | 41-20-28-376-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,705 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Metal Frame |
| Foundation Type | Pile |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Driveway | Driveway |
| Driveway Area | 690 sqft |
| Pool Area | 36 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,458 sqft |
| Patio Area | 1,074 sqft |
| Loading Dock | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004659062 |
|---|---|
| Old Parcel Number | 00883240026004 |
| Street Address | 43 BAYSHORE CIR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | PIE 003 000J 0026 PALM ISLAND ESTATES UNIT 3 BLK J LT 26 794/1480 1081/2197 1573/137 4409/1731 3261843 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 28 |
| Legal Subdivision | PALM ISLAND ESTATES |
| Legal Block | J |
| Legal Lot Number | 26 |
| Legal Unit | 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30402 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1903 S HOLLY LN, TAMPA, FL 33629-7003 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 9, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 13, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/S FL |
| Feb 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on Record |
| Deed Sale | May 9, 2023 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 3261843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 9, 2023 |
| Property Address | 43 BAYSHORE CIR, PLACIDA, FL 33946 |
| Document Number | 0003261843 |
| Map Reference | MB 3 PG 98 |
| Instrument Date | Apr 15, 2023 |
| Instrument | 3261843 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8601 PLACIDA ROAD, TAMPA, FL 33629 |
| Name | Verified Name |
|---|---|
| Address | 1903 S HOLLY LN, TAMPA, FL 33629-7003 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 43 BAYSHORE CIR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 43 BAYSHORE CIR, PLACIDA, FL 33946 |
| Document Number | 0048831059 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 4883/1059 |
| Instrument | 3027206 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 43 BAYSHORE CIR, PLACIDA, FL 33946 |
| Document Number | 0045111978 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 43 BAYSHORE CIR PLACIDA FL 33946, PLACIDA, FL 33946 |
| Document Number | 0045111978 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 004511/001978 |
| Instrument | 2765406 |
| Name | FIFTH THIRD BK/S FL |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 43 BAYSHORE CIR, PLACIDA, FL 33946 |
| Document Number | 0044091731 |
| Book / Page | 4409 / 1731 |
| Map Reference | MB 3 PG 98A-98C |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2686959 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 BAYSHORE CIR, 43, PLACIDA, FL 33946 |
| Name | Verified Name |
|---|---|
| Address | 43 BAYSHORE CIR, PLACIDA, FL 33946 |
| Document Number | 0002686960 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2686960 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,417.00 (+51.72%) | $1,053,453 (+71.36%) | $676,713 (+6.59%) Land $280,000 Building $396,713 |
| 2023 | $11,480.00 (+3.92%) Homeowner's exemption | $614,775 (+3%) | $634,904 (-14.94%) Land $280,000 Building $354,904 |
| 2022 | $11,047.00 Homeowner's exemption | $596,869 | $746,446 Land $197,200 Building $549,246 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured incl. 127 condo units |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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