45 Bay St, Hull, MA 02045 Property Records

Plymouth County and Hull Town property record for 45 Bay St, Hull, MA 02045

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,248 sqft · built 1920
Lot Size	0.108 acres (4,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2020)
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`36-016`

Property Details

APN / Parcel Number

Primary APN	`36-016`
Alternative APN	`HULL M:00036 P:00016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,285 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,722 sqft (0.108 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	36-016
Street Address	45 BAY ST
City	HULL
State	MA
Zip	02045-2947
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SFA
Jurisdiction	HULL MA
Township / Civil Division	HULL
Census Block Group	3
Census Block	3000
Census Tract	500104

Owner

Source: Plymouth County and Hull Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 PLEASANT ST, SOUTH WEYMOUTH, MA 02190-2507
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	2020119830
Deed Book / Page	53925 / 249
Prior Transfer Date	Nov 30, 2020
Prior Transfer Doc	53925-249
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HULL MA
Recording Date	Dec 2, 2020
Property Address	45 BAY ST, HULL, MA 02045-2947
Document Number	53925-249
Book / Page	053925 / 000249
Instrument Date	Nov 30, 2020
Instrument	119830
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 PLEASANT ST WEYMOUTH MA 021902507, WEYMOUTH, MA 02190-2507

Mortgage

Document Number	53925-251
Date	Dec 2, 2020
Book Page	053925/000251
Instrument	119831

Lender

Name	JOHN DIVITO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hull Town
Unified School District	Hull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,552.00 (+4.88%)	$406,400 (+9.1%) Land $239,600 Building $166,800	$571,028
2024	$4,340.00 (-1.81%)	$372,500 (+2.56%) Land $223,600 Building $148,900
2023	$4,420.00	$363,200 Land $223,600 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 units insured incl. 11 condo units
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	21 of 119
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 17 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880