Plymouth County and Hull Town property record for 38 Bay St, Hull, MA 02045
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 1,737 sqft · built 1900 |
| Lot Size | 0.095 acres (4,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Oct 2020) |
| Tax Bill | $4,695 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-010 |
| Primary APN | 36-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,737 sqft Living Area |
| Gross Area | 2,682 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,147 sqft (0.095 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 36-010 |
|---|---|
| Street Address | 38 BAY ST |
| City | HULL |
| State | MA |
| Zip | 02045 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SFA |
| Jurisdiction | HULL MA |
| Township / Civil Division | HULL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 500104 |
38 Bay St, a duplex, is owned by an individual who bought it in October 2020.
Source: Plymouth County and Hull Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 45, HULL, MA 02045-0045 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Oct 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 31, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance SUN MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on File |
| Deed Sale | Oct 16, 2020 · Amount on File |
| Prior Sale | May 31, 2019 · Amount on File |
| Deed Document Number | 202099876 |
| Deed Book / Page | 53638 / 110 |
| Prior Transfer Date | Oct 14, 2020 |
| Prior Transfer Doc | 53638-110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HULL MA |
| Property Address | 38 BAY ST, HULL, MA 02045-2939 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055268-68 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 55268/68 |
| Instrument | 76995 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | Oct 16, 2020 |
| Property Address | 38 BAY ST, HULL, MA 02045-2939 |
| Document Number | 53638-110 |
| Book / Page | 053638 / 000110 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 99876 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,801.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 PROSPECT AVE HULL MA 020452039, HULL, MA 02045-2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | May 31, 2019 |
| Property Address | 38 BAY ST, HULL, MA 02045-2939 |
| Document Number | 51180-38 |
| Book / Page | 51180 / 38 |
| Instrument Date | May 21, 2019 |
| Instrument | 40156 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 BAY ST, HULL, MA 02045-2939 |
| Document Number | 51180-41 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 51180/41 |
| Instrument | 40157 |
| Name | SUN MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2034 |
The 2025 property tax bill for 38 Bay St was $4,695, up 2.4% from the year before.
Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Hull Town |
| Unified School District | Hull School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,695.00 (+2.44%) | $419,200 (+6.56%) Land $238,600 Building $180,600 | $611,373 |
| 2024 | $4,583.00 (+1.91%) | $393,400 (+6.47%) Land $230,900 Building $162,500 | |
| 2023 | $4,497.00 | $369,500 Land $215,500 Building $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Bay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 11 condo units |
| Nearby Flood Claims | 119 (1978–2024) |
| Claims Outside the SFHA | 21 of 119 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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