Plymouth County and Hull Town property record for 49 Bay St, Hull, MA 02045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,178 sqft · built 1920 |
| Lot Size | 0.093 acres (4,069 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,040,000 (Jun 2026) |
| Tax Bill | $10,627 (2025) |
| Deeds & Mortgages | Jul 2024 Refinance Jun 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 36-018 |
| Primary APN | 36-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,178 sqft Living Area |
| Gross Area | 3,398 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,069 sqft (0.093 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 36-018 |
|---|---|
| Street Address | 49 BAY ST |
| City | HULL |
| State | MA |
| Zip | 02045-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFA |
| Jurisdiction | HULL MA |
| Township / Civil Division | HULL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 500104 |
Source: Plymouth County and Hull Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 BAY ST, HULL, MA 02045-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jun 12, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jul 30, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| May 12, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAY EQUITY LLC |
| Sep 1, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| May 14, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jul 30, 2025 · Amount on Record |
| Deed Document Number | 202637322 |
| Deed Book / Page | 61198 / 104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HULL MA |
| Property Address | 49 BAY ST, HULL, MA 02045-2947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 059051-301 |
|---|---|
| Date | Jul 10, 2024 |
| Book Page | 59051/301 |
| Instrument | 40696 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | Jun 12, 2026 |
| Property Address | 49 BAY ST, HULL, MA 02045-2947 |
| Document Number | 061198-104 |
| Book / Page | 61198 / 104 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202637322 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 49 BAY ST, HULL, MA 02045-2947 |
| Date | Jun 12, 2026 |
|---|
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | Jul 30, 2025 |
| Property Address | 49 BAY ST, HULL, MA 02045-2947 |
| Document Number | 060187-206 |
| Book / Page | 60187 / 206 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 48259 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 LAKESIDE DR, STILLWATER, MN 55082-4279 |
| Document Number | 0000048260 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 48260 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Aug 1, 2032 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | May 12, 2023 |
| Property Address | 49 BAY ST, HULL, MA 02045-2947 |
| Document Number | 057907-142 |
| Book / Page | 57907 / 142 |
| Instrument Date | May 12, 2023 |
| Instrument | 29152 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 BAY ST, HULL, MA 02045-2947 |
| Document Number | 0000029153 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 29153 |
| Name | BAY EQUITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | Sep 1, 2022 |
| Property Address | 49 BAY ST, HULL, MA 02045-2947 |
| Document Number | 057197-321 |
| Book / Page | 57197 / 321 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 72853 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 BAY ST, HULL, MA 02045-2947 |
| Document Number | 0000072855 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 72855 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | May 14, 2021 |
| Property Address | 49 BAY ST, HULL, MA 02045-2947 |
| Document Number | 054976-336 |
| Book / Page | 54976 / 336 |
| Instrument Date | May 14, 2021 |
| Instrument | 56286 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 WILLARD ST, QUINCY, MA 02169-1282 |
| Document Number | 0000056287 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 56287 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Hull Town |
| Unified School District | Hull School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,627.00 (+7.69%) | $948,800 (+12.02%) Land $229,800 Building $719,000 | $934,420 |
| 2024 | $9,868.00 (-4.49%) | $847,000 (-0.24%) Land $214,500 Building $632,500 | |
| 2023 | $10,332.00 | $849,000 Land $214,500 Building $634,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 64 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 11 condo units |
| Nearby Flood Claims | 119 (1978–2024) |
| Claims Outside the SFHA | 21 of 119 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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