4499 Co Rd 4508, Commerce, TX 75428 Property Records

Hunt County property record for 4499 Co Rd 4508, Commerce, TX 75428

Property Summary

Property TypeMobile Home
Details1,120 sqft · built 1999
OwnerIndividual Name on Record
Tax Bill$508 (2022)
Deeds & MortgagesDec 2020 Construction Loan
May 2020 Sale
Flood ZoneZone X (minimal risk)
APN1256-0100-002A-30

Property Details

APN / Parcel Number

Primary APN1256-0100-002A-30
Alternative APN
  • R219127

Interior

Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1999
PorchCovered Porch
Porch Area400 sqft

Location & Zoning

Account NumberR219127
Street Address4499 COUNTY ROAD 4508
CityCOMMERCE
StateTX
Zip75428-5261
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionA1256 HARPER O M,TRACT 10-2A,SN1 CSS001999TXA;SN2 CSS001999TXB;HUD# HWC0286119;HUD#2 HWC0286120;TITLE # MH00763599
Legal SubdivisionHARPER O M
Legal Tract10-2A
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1014
Census Tract960100

Owner

Source: Hunt County records, as of November 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4499 COUNTY ROAD 4508, COMMERCE, TX 75428-5261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Construction Loan · Construction Mortgage
AMCAP MTG
May 26, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHUNT TX
Recording DateDec 8, 2020
Property Address4499 COUNTY ROAD 4508, COMMERCE, TX 75428-5261
Document Number0000021729
Instrument DateNov 16, 2020
Instrument21729
Transaction TypeConstruction Loan
Record UpdatedDec 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4499 COUNTY ROAD 4508 COMMERCE TX 754285261, COMMERCE, TX 75428-5261

Mortgage

Document Number0000021729
DateDec 8, 2020
Instrument21729
Lender
NameAMCAP MTG
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateMay 26, 2020
Property Address4499 COUNTY ROAD 4508, COMMERCE, TX 75428-5261
Document Number0000007953
Instrument DateMay 26, 2020
Instrument7953
Transaction TypeTransfer
Record UpdatedJul 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4499 COUNTY ROAD 4508 COMMERCE TX 754285261, COMMERCE, TX 75428-5261

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2023

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$25,260 Building $25,260
2022$508.00$25,260 Building $25,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 61% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
25 / 5

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