Hunt County property record for 4560 Co Rd 4508, Commerce, TX 75428
| Property Type | Commercial |
|---|---|
| Details | 2,460 sqft · built 2022 |
| Lot Size | 19.9 acres (866,844 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,836 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0828-0010-0020-30 |
| Primary APN | 0828-0010-0020-30 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,460 sqft Gross Area |
| 1st Floor Area | 2,460 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 866,844 sqft (19.9 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 352 sqft |
| Utility Building | 1,300 sqft |
| Street Address | 4560 COUNTY ROAD 4508 |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-5405 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A0828 PETERS L,TRACT 1-2, ACRES 19.9,(ALSO IN A0800) |
| Legal Subdivision | PETERS L |
| Legal Tract | 1-2 |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960100 |
Source: Hunt County records · APN 0828-0010-0020-30
Assessment roll updated September 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4560 COUNTY ROAD 4508, COMMERCE, TX 75428-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UBANK |
| Dec 31, 2021 | Deed of Trust, Mortgage · Commercial Mortgage UBANK |
| Nov 24, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 |
| Deed Sale | Nov 24, 2020 |
| Prior Sale | Mar 31, 2014 |
| Deed Document Number | 202020878 |
| Prior Transfer Date | Jan 01, 2005 |
| Prior Transfer Doc | 0000003491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 4560 COUNTY ROAD 4508, COMMERCE, TX 75428-5405 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4560 COUNTY ROAD 4508, COMMERCE, TX 75428-5405 |
| Document Number | 0000003491 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023-03491 |
| Name | UBANK |
|---|---|
| Type | Bank |
| Address | HUNTINGTON, TX 75949 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.02% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 8.02% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 1 |
| Max Rate | 16% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 4560 COUNTY ROAD 4508, COMMERCE, TX 75428-5405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000029629 |
|---|---|
| Date | Dec 31, 2021 |
| Instrument | 2021-29629 |
| Name | UBANK |
|---|---|
| Type | Bank |
| Address | HUNTINGTON, TX 75949 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 27, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Nov 24, 2020 |
| Property Address | 4560 COUNTY ROAD 4508, COMMERCE, TX 75428-5405 |
| Document Number | 0000020878 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 20878 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16697 COUNTY ROAD 43 TYLER TX 757044421, TYLER, TX 75704-4421 |
Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,836.00 (-4.01%) Homeowner's exemption | $425,710 (-3.07%) Land $16,360 Building $409,350 | $668,650 (+2.21%) Land $259,300 Building $409,350 |
| 2024 | $6,080.00 (+1,224.62%) | ||
| 2023 | $439,200 Land $14,230 Building $424,970 | $654,220 Land $229,250 Building $424,970 | |
| 2022 | $459.00 |
Source: FEMA National Flood Hazard Layer as of May 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| JAB Wireless Fixed Wireless | 25 / 5 |
May also be available: AMG Technology Investment Group, AT&T, Peoples Telephone Cooperative.
Based on FCC filings for 7 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH HUNT SUD serves 4,836 people |
|---|---|
| Water Source | Purchased surface water from CITY OF COMMERCE |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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