4440 Co Rd 4508, Commerce, TX 75428 Property Records

Hunt County property record for 4440 Co Rd 4508, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	3,024 sqft · built 1998
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Tax Bill	$4,411 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0800-0180-0020-30`

Property Details

APN / Parcel Number

Primary APN	`0800-0180-0020-30`
Alternative APNs	`R112022` `112022`

Interior

Stories	1 Story
Building Area	3,024 sqft Gross Area
1st Floor Area	1,944 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	82,764 sqft (1.9 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	1,344 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4440 COUNTY ROAD 4508
City	COMMERCE
State	TX
Zip	75428-5260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0800 NORWALL W L,TRACT 18-2, ACRES 1.9
Legal Subdivision	NORWALL W L
Legal Tract	18-2
Legal Block	1
Legal Lot Number	18-2
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1018
Census Tract	960100

Owner

4440 Co Rd 4508 is owned and occupied by an individual who acquired it in May 2014.

Source: Hunt County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4440 COUNTY ROAD 4508, COMMERCE, TX 75428-5260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 1, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2014
Deed Sale	May 8, 2014
Prior Sale	Jul 1, 2013
Deed Document Number	20145240
Prior Transfer Date	May 17, 2013
Prior Transfer Doc	0000007696
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4440 COUNTY ROAD 4508, COMMERCE, TX 75428-5260
Document Number	0000008475
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4440 COUNTY ROAD 4508 COMMERCE TX 754285260, COMMERCE, TX 75428-5260

Mortgage

Document Number	0000008475
Date	Jun 4, 2020
Instrument	8475

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 3, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4440 COUNTY ROAD 4508, COMMERCE, TX 75428-5260
Document Number	0000015315
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4440 COUNTY 4508 COMMERCE TX 75428, COMMERCE, TX 75428

Mortgage

Document Number	0000015315
Date	Oct 8, 2018
Instrument	15315

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4440 Co Rd 4508 was $4,411 with a homeowner's exemption, down 4% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (-4.03%) Homeowner's exemption	$345,560 Land $47,740 Building $297,820	$345,560 Land $47,740 Building $297,820
2024	$4,596.00
2023		$302,730 Land $38,660 Building $264,070	$302,730 Land $38,660 Building $264,070
2022	$4,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4440 Co Rd 4508 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4440 Co Rd 4508 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Nextlink, Peoples Communications.

Nearby Properties on Co Rd 4508

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures