4498 Silver Birch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4498 Silver Birch Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,726 sqft · built 1986
Lot Size0.95 acres (4,127 sqft)
OwnerIndividual Name on File
Tax Bill$6,272 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2020 Transfer
+ 5 more
Flood ZoneZone X (moderate risk)
APN158-383-49-00

Property Details

APN / Parcel Number

Primary APN158-383-49-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,726 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area4,127 sqft (0.95 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4498 SILVER BIRCH WAY
CityOCEANSIDE
StateCA
Zip92057-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 42 TR 010299
Legal SubdivisionWILLIAMS RANCH
Legal Tract010299
Legal Block2
Legal Lot Number42
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18520

Owner

Source: San Diego County records · APN 158-383-49-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
May 08, 2020Quit Claim Deed, Transfer
CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
May 08, 2020Grant Deed, Transfer · FHA Mortgage
PLANET HM LNDG
Sep 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 27, 2019Grant Deed, Transfer · VA Mortgage
NATIONAL BANK OF KANSAS CITY
Sep 10, 2018Affidavit of Death, Transfer
ATTORNEY ONLY
Jul 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
WICKMAN & WICKMAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2020
Deed SaleMay 08, 2020
Prior SaleMay 08, 2020 · Amount on Record
Deed Document Number2020235626
Prior Transfer DateMay 06, 2020
Prior Transfer Doc0000235626
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621

Mortgage

Document Number0000200973
DateMay 10, 2022
Instrument2022-0200973
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueJun 01, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 08, 2020
Property Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number0000235626
Instrument DateMay 06, 2020
Instrument235626
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4498 SILVER BIRCH WAY OCEANSIDE CA 920576621, OCEANSIDE, CA 92057-6621

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 08, 2020
Property Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number0000235625
Instrument DateMay 05, 2020
Instrument235625
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4498 SILVER BIRCH WAY OCEANSIDE CA 920576621, OCEANSIDE, CA 92057-6621

Mortgage

Document Number235627
DateMay 08, 2020
Instrument235627
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 07, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 25, 2019
Property Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number0000423202
Instrument DateSep 04, 2019
Instrument423202
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45524 CALLE AYORA TEMECULA CA 925921229, TEMECULA, CA 92592-1229

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 27, 2019
Property Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number0000109319
Map ReferenceMAP 10299
Instrument DateMar 05, 2019
Instrument2019-0109319
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621

Mortgage

Document Number0000109320
DateMar 27, 2019
Instrument2019-0109320
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

September 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2018
Property Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number0000374319
Instrument DateAug 02, 2018
Instrument374319
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address23323 TRILLIUM DR WILDOMAR CA 925958687, WILDOMAR, CA 92595-8687

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4498 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number0000374005
Instrument DateJul 20, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4498 SILVER BIRCH WAY OCEANSIDE CA 920576621, OCEANSIDE, CA 92057-6621

Mortgage

Document Number0000374005
DateSep 10, 2018
Instrument374005
Lender
NameWICKMAN & WICKMAN
Address500 LA TERRAZA BLVD # 150, ESCONDIDO, CA 92025-3876
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$568,909 (+2%) Land $343,195 Building $225,714
2025$6,272.00 (+5.2%)$557,755 (+4.04%) Land $336,466 Building $221,289
2023$5,962.00 (+1.53%)$536,098 Land $323,401 Building $212,697
2022$5,872.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185202, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: California Internet, San Diego Broadband.

Based on FCC filings for 1,047 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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