4474 Silver Birch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4474 Silver Birch Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 1986
Lot Size	0.87 acres (3,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Feb 2020)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`158-383-43-00`

Property Details

APN / Parcel Number

Primary APN	`158-383-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,174 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,784 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4474 SILVER BIRCH WAY
City	OCEANSIDE
State	CA
Zip	92057-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 36 TR 010299
Legal Subdivision	WILLIAMS RANCH
Legal Tract	010299
Legal Block	2
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18520

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit FINANCIAL CORPORATION
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST AMERICAN TITLE INSURANCE
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHRIS HELLER
Feb 20, 2020	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Apr 27, 2004 · Amount on Record
Deed Document Number	202087238
Prior Transfer Date	May 14, 2002
Prior Transfer Doc	0000420145
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2026
Property Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number	0000289703
Instrument Date	Sep 30, 2026
Instrument	2026289703
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621

Mortgage

Document Number	0000289703,
Date	Oct 6, 2026
Instrument	2026289703

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621

Mortgage

Document Number	0000081376
Date	Mar 30, 2023
Instrument	2023-0081376

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621

Mortgage

Document Number	0000685344
Date	Sep 30, 2021
Instrument	2021-0685344

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number	0000047321
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4474 SILVER BIRCH WAY OCEANSIDE CA 920576621, OCEANSIDE, CA 92057-6621

Mortgage

Document Number	0000047321
Date	Jan 29, 2020
Instrument	47321

Lender

Name	CHRIS HELLER
Address	111 C ST, ENCINITAS, CA 92024-3514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2020
Property Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number	0000087238
Map Reference	MAP 10299
Instrument Date	Oct 25, 2019
Instrument	2020-0087238
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4474 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621

Mortgage

Document Number	0000087239
Date	Feb 20, 2020
Instrument	2020-0087239

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,477 (+2%) Land $333,651 Building $153,826
2025	$5,302.00 (+5.26%) Homeowner's exemption	$477,919 (+4.04%) Land $327,109 Building $150,810
2023	$5,037.00 (+1.57%) Homeowner's exemption	$459,362 Land $314,408 Building $144,954
2022	$4,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

Nearby Properties on Silver Birch Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures