4478 Silver Birch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4478 Silver Birch Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,726 sqft · built 1986
Lot Size	0.87 acres (3,781 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Jul 2025)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2018 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`158-383-44-00`

Property Details

APN / Parcel Number

Primary APN	`158-383-44-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,726 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,781 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4478 SILVER BIRCH WAY
City	OCEANSIDE
State	CA
Zip	92057-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 37 TR 010299
Legal Subdivision	WILLIAMS RANCH
Legal Tract	010299
Legal Block	2
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18520

Owner

4478 Silver Birch Way is owned and occupied by two individuals who bought it in July 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jun 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 14, 2018	Quit Claim Deed, Transfer OTHER
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on File
Deed Sale	Jul 15, 2025 · Amount on File
Prior Sale	Oct 29, 2003 · Amount on File
Deed Document Number	2025190723
Prior Transfer Date	Apr 30, 2020
Prior Transfer Doc	0000324505
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2026
Property Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number	0000095002
Instrument Date	Apr 1, 2026
Instrument	202695002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621

Mortgage

Document Number	0000095002,
Date	Apr 7, 2026
Instrument	202695002

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272412
Date	Jul 3, 2018
Instrument	2018-0272412

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2020
Property Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number	0000324184
Map Reference	MAP 10299
Instrument Date	Apr 30, 2020
Instrument	2020-0324184
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621

Mortgage

Document Number	0000324186
Date	Jun 22, 2020
Instrument	2020-0324186

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2020
Property Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number	0000324505
Instrument Date	Apr 30, 2020
Instrument	324505
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4478 SILVER BIRCH WAY OCEANSIDE CA 920576621, OCEANSIDE, CA 92057-6621

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number	0000513800
Instrument Date	Dec 14, 2018
Instrument	513800
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4478 SILVER BIRCH WAY OCEANSIDE CA 920576621, OCEANSIDE, CA 92057-6621
Investor	Possibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4478 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6621
Document Number	0000272411
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4478 SILVER BIRCH WAY OCEANSIDE CA 920576621, OCEANSIDE, CA 92057-6621

Mortgage

Document Number	0000272411
Date	Jul 3, 2018
Instrument	272411

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4478 Silver Birch Way was $5,680, up 2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$805,000 (+57.28%) Land $620,000 Building $185,000
2025	$5,680.00 (+1.97%) Homeowner's exemption	$511,816 Land $312,777 Building $199,039
2024	$5,570.00 (+3.21%)
2023	$5,397.00 (+1.56%) Homeowner's exemption	$491,944 Land $300,633 Building $191,311
2022	$5,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4478 Silver Birch Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4478 Silver Birch Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

Nearby Properties on Silver Birch Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures