Clay County property record for 4491 Oak Moss Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,876 sqft · built 2011 |
| Lot Size | 0.176 acres (7,699 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,031 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-04-25-008069-013-41 |
| Primary APN | 30-04-25-008069-013-41 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,876 sqft Heated Area |
| Gross Area | 2,398 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,699 sqft (0.176 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4491 OAK MOSS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 541 PINE RIDGE PLANTATIONAS REC O R 4642 PG 186 & 4737PG 1988 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 25 |
| Legal Subdivision | PINE RDG PLANTATION |
| Legal Lot Number | 541 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 30204 |
Source: Clay County records · APN 30-04-25-008069-013-41
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Aug 24, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 |
| Deed Sale | Jun 21, 2023 |
| Prior Sale | Feb 06, 2012 · Amount on Record |
| Deed Document Number | 0047371988 |
| Deed Book / Page | 4642 / 186 |
| Prior Transfer Date | Aug 24, 2022 |
| Prior Transfer Doc | 2022051677 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4491 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0047401599 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 4740/1599 |
| Instrument | 2023036631 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 24, 2022 |
| Property Address | 4491 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065 |
| Document Number | 0046420186 |
| Book / Page | 4642 / 186 |
| Map Reference | MB 52 PG 20-45 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022051677 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1276 S HOWARD DR, 1276, YUMA, AZ 85364-4147 |
| Name | Verified Name |
|---|---|
| Address | 4491 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065 |
| Investor | Possibly a Property Investor |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,031.00 (-43.29%) | $264,340 (-4.66%) Land $50,000 Building $214,340 | $264,340 (-4.66%) Land $50,000 Building $214,340 |
| 2023 | $7,108.00 (+20.11%) | $277,270 (+17.47%) Land $50,000 Building $227,270 | $277,270 (+17.47%) Land $50,000 Building $227,270 |
| 2022 | $5,918.00 | $236,040 Land $23,500 Building $212,540 | $236,040 Land $23,500 Building $212,540 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 202 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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