Maricopa County property record for 4494 S Cobblestone St, Gilbert, AZ 85297
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,112 sqft · built 2005 |
| Lot Size | 0.212 acres (9,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Aug 2005) |
| Tax Bill | $3,052 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-57-427 |
| Primary APN | 304-57-427 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| 2nd Floor Area | 1,412 sqft |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 9,253 sqft (0.212 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 408 sqft |
| Patio Area | 210 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4494 S COBBLESTONE ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85297-4590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | ESTATES AT THE SPECTRUM MCR 575-08 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | ESTATES AT THE SPECTRUM |
| Legal Lot Number | 413 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 815901 |
4494 S Cobblestone St is owned and occupied by two individuals who acquired it in June 2020.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4494 S COBBLESTONE ST, GILBERT, AZ 85297-4590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 2, 2020 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2005 · Amount on File |
| Deed Sale | Aug 1, 2005 · Amount on File |
| Prior Sale | Dec 1, 2006 |
| Deed Document Number | 0001085650 |
| Last Transfer Date | Jun 2, 2020 |
| Transfer Doc | 0000473789 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4494 S COBBLESTONE ST, GILBERT, AZ 85297-4590 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4494 S COBBLESTONE ST, GILBERT, AZ 85297-4590 |
| Document Number | 0000722625 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 20250722625 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 2, 2020 |
| Property Address | 4494 S COBBLESTONE ST, GILBERT, AZ 85297-4590 |
| Document Number | 0000473789 |
| Instrument Date | May 15, 2020 |
| Instrument | 473789 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4590 S COBBLESTONE ST GILBERT AZ 85297, GILBERT, AZ 85297 |
| Document Number | 473790 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 473790 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 4494 S Cobblestone St was $3,052.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,930 | $609,300 Land $121,800 Building $487,500 | |
| 2025 | $3,052.00 | ||
| 2024 | $62,750 | $627,500 Land $125,500 Building $502,000 | |
| 2023 | $2,948.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4494 S Cobblestone St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4494 S Cobblestone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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