Maricopa County property record for 4490 S Cobblestone St, Gilbert, AZ 85297
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,112 sqft · built 2005 |
| Lot Size | 0.214 acres (9,332 sqft) |
| Owner | Owner Name on File |
| Last Sale | $500,000 (Jul 2005) |
| Tax Bill | $2,855 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-57-426 |
| Primary APN | 304-57-426 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| 2nd Floor Area | 1,412 sqft |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 9,332 sqft (0.214 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 584 sqft |
| Patio Area | 210 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4490 S COBBLESTONE ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85297-4588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | ESTATES AT THE SPECTRUM MCR 575-08 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | ESTATES AT THE SPECTRUM |
| Legal Lot Number | 412 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 815901 |
The current owner of 4490 S Cobblestone St bought it in July 2005.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4490 S COBBLESTONE ST, GILBERT, AZ 85297-4588 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2005 · Amount on File |
| Deed Sale | Jul 28, 2005 · Amount on File |
| Prior Sale | Jul 8, 2005 |
| Deed Document Number | 20051062027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4490 S COBBLESTONE ST, GILBERT, AZ 85297-4588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000790800 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 20190790800 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | SCOTTSDALE, AZ 85258 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 23, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4490 S Cobblestone St was $2,855.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,020 | $620,200 Land $124,000 Building $496,200 | |
| 2025 | $2,855.00 | ||
| 2024 | $59,210 | $592,100 Land $118,400 Building $473,700 | |
| 2023 | $2,759.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4490 S Cobblestone St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4490 S Cobblestone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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