4475 S Cobblestone St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4475 S Cobblestone St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,186 sqft · built 2004
Lot Size	0.197 acres (8,593 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Feb 2005)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-57-337`

Property Details

APN / Parcel Number

Primary APN	`304-57-337`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
1st Floor Area	1,774 sqft
2nd Floor Area	1,412 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,593 sqft (0.197 acres)
Parking Spaces	3 Parking Spaces
Pool Area	338 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4475 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85297-4589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	ESTATES AT THE SPECTRUM MCR 575-08
Legal Range	06E
Legal Township	02S
Legal Section	08
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	ESTATES AT THE SPECTRUM
Legal Lot Number	323
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2014
Census Tract	815901

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4475 S COBBLESTONE ST, GILBERT, AZ 85297-4589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 15, 2019	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2005 · Amount on Record
Deed Sale	Feb 15, 2005 · Amount on Record
Prior Sale	Feb 15, 2005
Deed Document Number	20050185976
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4475 S COBBLESTONE ST, GILBERT, AZ 85297-4589
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 S COBBLESTONE ST, GILBERT, AZ 85297-4589

Mortgage

Document Number	0000290699
Date	Mar 31, 2022
Instrument	20220290699

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4475 S COBBLESTONE ST, GILBERT, AZ 85297-4589
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001024766
Date	Dec 18, 2019
Instrument	20191024766

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4475 S COBBLESTONE ST, GILBERT, AZ 85297-4589
Document Number	0000048692
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4475 S COBBLESTONE ST GILBERT AZ 852974589, GILBERT, AZ 85297-4589

Mortgage

Document Number	0000048692
Date	Jan 23, 2019
Instrument	48692

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,270 (-2.65%)	$602,700 (-2.65%) Land $120,500 Building $482,200
2025	$3,038.00 (+3.47%)
2024		$61,910	$619,100 Land $123,800 Building $495,300
2023	$2,936.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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