Cabarrus County property record for 4492 Triumph Dr SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,488 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,903 (2025) |
| Deeds & Mortgages | May 2017 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02038A0074.000000 |
| Primary APN | 02038A0074.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,488 sqft Living Area |
| Gross Area | 3,718 sqft |
| 1st Floor Area | 2,488 sqft |
| Sunroom | Sunroom |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 798 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 266 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 96284 |
|---|---|
| Street Address | 4492 TRIUMPH DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 74 GLENGROVE |
| Legal Subdivision | GLENGROVE |
| Legal Lot Number | 74 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 42603 |
Source: Cabarrus County assessment roll, APN 02038A0074.000000, as of September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4492 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2017 | Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC |
| May 12, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2020 |
| Deed Sale | May 12, 2020 |
| Prior Sale | Aug 08, 2014 · Amount on Record |
| Deed Book / Page | 14171 / 225 |
| Prior Transfer Date | May 01, 2020 |
| Prior Transfer Doc | 14171225 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4492 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012479102 |
|---|---|
| Date | May 09, 2017 |
| Book Page | 12479/0102 |
| Instrument | 12479-0102 |
| Name | 360 MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78726 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 12, 2020 |
| Property Address | 4492 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0014171225 |
| Book / Page | 14171 / 225 |
| Map Reference | MB 47 PG 66 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4492 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0014171228 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 14171/228 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Cabarrus County assessment roll as of September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,903.00 (+20.72%) | $436,910 (+40.93%) Land $100,000 Building $336,910 | |
| 2024 | $436,910 (+40.93%) Land $100,000 Building $336,910 | ||
| 2023 | $3,233.00 | $310,030 Land $58,000 Building $252,030 | $310,030 Land $58,000 Building $252,030 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), as of July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250426032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 226 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC0113010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CONCORD serves 120,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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