4485 Triumph Dr SW, Concord, NC 28027 Property Records

Cabarrus County property record for 4485 Triumph Dr SW, Concord, NC 28027 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,512 sqft · built 2007
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$336,000 (Oct 2020)
Tax Bill	$4,032 (2023)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02038A0057.000000`

Property Details

APN / Parcel Number

Primary APN	`02038A0057.000000`
Alternative APNs	`5518 27 6594` `141255`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,512 sqft Living Area
Gross Area	3,996 sqft
1st Floor Area	2,488 sqft
Upper Floors Area	1,024 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	157 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Patio Area	150 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	141255
Street Address	4485 TRIUMPH DR SW
City	CONCORD
State	NC
Zip	28027-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 57 GLENGROVE
Legal Subdivision	GLENGROVE PH 01 PH 03
Legal Lot Number	57
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2026
Census Tract	42603

Owner

Source: Cabarrus County records · APN 02038A0057.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4485 TRIUMPH DR SW, CONCORD, NC 28027-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jan 14, 2008 · Amount on Record
Deed Document Number	0014624308
Deed Book / Page	14624 / 308
Record Updated	Jun 07, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4485 TRIUMPH DR SW, CONCORD, NC 28027-2707
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012405340
Date	Mar 21, 2017
Book Page	12405/0340
Instrument	12405-0340

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 29, 2020
Property Address	4485 TRIUMPH DR SW, CONCORD, NC 28027-2707
Document Number	0014624308
Book / Page	14624 / 308
Map Reference	MB 47 PG 56
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4617 FALCON CHASE DR SW, 4617, CONCORD, NC 28027-0435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4485 TRIUMPH DR SW, CONCORD, NC 28027-2707

Mortgage

Document Number	0014624312
Date	Oct 29, 2020
Instrument	14624/312

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4485 TRIUMPH DR SW, CONCORD, NC 28027-2707
Document Number	1394386
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4485 TRIUMPH DR SW CONCORD NC 280272707, CONCORD, NC 28027-2707

Mortgage

Document Number	1394386
Date	Jan 10, 2020
Book Page	013943/000086
Instrument	936

Lender

Name	PINNACLE BK
Type	Bank
Address	HARRISBURG, NC 28075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 09, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,032.00	$330,530 Land $58,000 Building $272,530	$330,530 Land $58,000 Building $272,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250426032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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