Cabarrus County property record for 4488 Triumph Dr SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,975 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (May 2023) |
| Tax Bill | $3,768 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02038A0075.000000 |
| Primary APN | 02038A0075.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Living Area |
| Gross Area | 4,170 sqft |
| 1st Floor Area | 1,515 sqft |
| Upper Floors Area | 1,460 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 134 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 761 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 470 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 138 sqft |
| Patio Area | 296 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 163172 |
|---|---|
| Street Address | 4488 TRIUMPH DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 75 GLENGROVE |
| Legal Subdivision | GLENGROVE |
| Legal Lot Number | 75 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 42603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| May 24, 2023 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Dec 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on Record |
| Deed Sale | May 24, 2023 · Amount on Record |
| Prior Sale | Jun 1, 2022 · Amount on Record |
| Deed Document Number | 202310325 |
| Deed Book / Page | 16500 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 2, 2026 |
| Property Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0000013003 |
| Book / Page | 18019 / 37 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202613003 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0000013003, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 18019/37 |
| Instrument | 202613003 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Apr 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 24, 2023 |
| Property Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0016500132 |
| Book / Page | 16500 / 132 |
| Map Reference | MB 47 PG 56 |
| Instrument Date | May 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1183 ROMAYNE DR, AKRON, OH 44313-5835 |
| Name | Verified Name |
|---|---|
| Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0165000134 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 16500-0134 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0016280227 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 16280/227 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.45% |
| Index | FHLBNY's 5-Year Index |
| Margin | 2 |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 1, 2022 |
| Property Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0016050225 |
| Book / Page | 16050 / 225 |
| Map Reference | MB 47 PG 56 |
| Instrument Date | May 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 LAKE LINDEN DR, 98, BLUFFTON, SC 29910-6418 |
| Name | Verified Name |
|---|---|
| Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0160500227 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 16050-0227 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014579102 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 14579/102 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 5, 2018 |
| Property Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0013290143 |
| Book / Page | 13290 / 0143 |
| Map Reference | MB47 PG56 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4346 OLDSTONE DR, 4346, HARRISBURG, NC 28075-9707 |
| Name | Verified Name |
|---|---|
| Address | 4488 TRIUMPH DR SW, CONCORD, NC 28027-2707 |
| Document Number | 0013290145 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 13290/145 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,070 (-) Land $100,000 Building $380,070 | ||
| 2025 | $480,070 (+29.67%) Land $100,000 Building $380,070 | ||
| 2024 | $480,070 (+29.67%) Land $100,000 Building $380,070 | ||
| 2023 | $3,768.00 | $370,220 Land $58,000 Building $312,220 | $370,220 Land $58,000 Building $312,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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