DeSoto County property record for 4491 Lauderdale Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,395 sqft · built 1989 |
| Lot Size | 12.9 acres (561,924 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,071 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-1-02-00-0-00034-00 |
| Primary APN | 3-07-1-02-00-0-00034-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,395 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Marblecrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 561,924 sqft (12.9 acres) |
| Pool Area | 648 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 5,051 sqft |
| Utility Building | 1,410 sqft |
| Street Address | 4491 LAUDERDALE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 2-3-7 PT SW1/4 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 02 |
| Legal Lot Number | 34 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71002 |
4491 Lauderdale Rd is owned and occupied by an individual.
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4491 LAUDERDALE RD, HERNANDO, MS 38632-9261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0102311612 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4491 LAUDERDALE RD, HERNANDO, MS 38632-9261 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4491 LAUDERDALE RD, HERNANDO, MS 38632-9261 |
| Document Number | 0005329/30 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 5329/30 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 4491 Lauderdale Rd was $2,071.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,071.00 | $32,614 Land $6,450 Building $26,164 | $326,142 Land $64,500 Building $261,642 |
| 2023 | $2,510.00 | $32,614 | $326,142 Land $64,500 Building $261,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4491 Lauderdale Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4491 Lauderdale Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 75% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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