DeSoto County property record for 4195 Lauderdale Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,088 sqft · built 1999 |
| Lot Size | 3.49 acres (152,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,200 (Sep 2010) |
| Tax Bill | $1,865 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-1-02-00-0-00032-02 |
| Primary APN | 3-07-1-02-00-0-00032-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,088 sqft Adjusted Area |
| 1st Floor Area | 2,588 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 152,024 sqft (3.49 acres) |
| Shed | 1 Shed |
| Shed Area | 2,250 sqft |
| Street Address | 4195 LAUDERDALE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PT NW1/4 SW1/4 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Lot Number | 32 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71002 |
4195 Lauderdale Rd is owned and occupied by an individual who bought it in September 2010.
Source: DeSoto County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4195 LAUDERDALE RD, HERNANDO, MS 38632-9257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2010 · Amount on File |
| Deed Sale | Sep 23, 2010 · Amount on File |
| Deed Book / Page | 643 / 166 |
| Prior Transfer Date | Jun 5, 2010 |
| Prior Transfer Doc | 000635/605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4195 LAUDERDALE RD, HERNANDO, MS 38632-9257 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4195 LAUDERDALE RD, HERNANDO, MS 38632-9257 |
| Document Number | 5662/119972 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 5662/119972 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 8, 2045 |
The 2025 property tax bill for 4195 Lauderdale Rd was $1,865.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,865.00 | $26,252 Land $3,141 Building $23,111 | $262,521 Land $31,410 Building $231,111 |
| 2023 | $1,613.00 | $19,138 | $191,380 Land $31,410 Building $159,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4195 Lauderdale Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4195 Lauderdale Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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