4323 Lauderdale Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 4323 Lauderdale Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 4,074 sqft · built 2021
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-1-02-00-0-00033-01`

Property Details

APN / Parcel Number

Primary APN	`3-07-1-02-00-0-00033-01`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	4,074 sqft Adjusted Area
1st Floor Area	2,556 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	165,528 sqft (3.8 acres)
Pool Area	648 sqft

Location & Zoning

Street Address	4323 LAUDERDALE RD
City	HERNANDO
State	MS
Zip	38632-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE1/4 SW1/4 STEVENSON MINOR LOT 2
Legal Range	007
Legal Township	03S
Legal Section	02
Legal Subdivision	STEVENSON MINOR
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	71002

Owner

4323 Lauderdale Rd is owned and occupied by two individuals who acquired it in January 2021.

Source: DeSoto County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Feb 8, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 29, 2021
Transfer Doc	000947/560
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272

Mortgage

Document Number	5661/57260
Date	Jun 18, 2024
Book Page	5661/57260

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 8, 2021
Property Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272
Document Number	000947/560
Book / Page	947 / 560
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4251 LAUDERDALE RD, HERNANDO, MS 38632-9257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Feb 8, 2021
Property Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272
Document Number	000947/560
Book / Page	947 / 560
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4251 LAUDERDALE RD, HERNANDO, MS 38632-9257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Feb 8, 2021
Property Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272
Document Number	000947/560
Book / Page	947 / 560
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4251 LAUDERDALE RD, HERNANDO, MS 38632-9257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4323 LAUDERDALE RD, HERNANDO, MS 38632-9272

Tax Assessment & Valuation

The 2025 property tax bill for 4323 Lauderdale Rd was $3,354.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00	$44,305 Land $3,420 Building $40,885	$443,049 Land $34,200 Building $408,849
2023	$2,617.00	$29,185	$291,851 Land $34,200 Building $257,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4323 Lauderdale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4323 Lauderdale Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 70% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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