4481 Harbor Bend Dr, Captiva, FL 33924 Property Records

Lee County property record for 4481 Harbor Bend Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,244 sqft · built 2001
Lot Size0.421 acres (18,339 sqft)
OwnerCompany Name on Record
Last Sale$865,000 (Nov 2006)
Tax Bill$7,400 (2025)
Flood ZoneZone AE (high risk)
APN05-45-21-02-00000.0310

Property Details

APN / Parcel Number

Primary APN05-45-21-02-00000.0310
Alternative APNs
  • 21054502000000310
  • 10003715

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,244 sqft Living Area
Gross Area1,520 sqft
1st Floor Area908 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,339 sqft (0.421 acres)
Lot Dimensions220 ft deep x 80 ft wide
View / LotLake
Garage TypeCarport
Garage Area276 sqft
CarportCarport
Carport Area276 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area612 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003715
Street Address4481 HARBOR BEND DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSAFETY HARBOR CLUB PB 34 PG 33 LOT 31
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionSAFETY HARBOR CLUB
Legal Tract02
Legal Block1
Legal Lot Number31
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1032
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address101 TRINITY PASS RD, POUND RIDGE, NY 10576-1708
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2006 · Amount on Record
Deed SaleNov 15, 2006 · Amount on Record
Prior SaleJun 16, 2005 · Amount on Record
Deed Document Number2006429852
Prior Transfer DateDec 18, 1998
Prior Transfer Doc3054002617
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$460,273 (+1%)$772,635 (+18.54%) Land $191,423 Building $581,212
2025$7,400.00 (+15.79%)$418,430 (-14.67%)$651,780 (+32.92%) Land $160,354 Building $491,426
2023$6,391.00 (+7.9%)$490,367 (+1%) Land $121,125 Building $369,242$490,367 (+1%) Land $121,125 Building $369,242
2022$5,923.00$445,789 Land $134,978 Building $310,811$445,789 Land $134,978 Building $310,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Bend Dr

Nearby Streets

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