Lee County property record for 4491 Cutlass Dr, Captiva, FL 33924 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,543 sqft · built 2019 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jan 2017) |
| Tax Bill | $14,274 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-17-00005.0080 |
| Primary APN | 05-45-21-17-00005.0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,543 sqft Living Area |
| Gross Area | 6,003 sqft |
| 1st Floor Area | 1,468 sqft |
| Upper Floors Area | 741 sqft |
| Attic | Attic |
| Attic Area | 631 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 280 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 427 sqft |
| Deck Area | 1,346 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003649 |
|---|---|
| Street Address | 4491 CUTLASS DR |
| City | UPPER CAPTIVA |
| State | FL |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP N END CAPTIVA IS PB 1 PG 61 PT LT 4 AKA LOT 8 BLK 5 CASTAWAY KEY U/R |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 17 |
| Legal Block | 5 |
| Legal Lot Number | 4,8 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 80100 |
Source: Lee County records · APN 05-45-21-17-00005.0080
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | # 7, LIDINGO, SE 181 3 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 03, 2019 | Deed of Trust, Mortgage NORTHWOODS ENDEAVORS LLC |
| Mar 27, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FLORIDA CMNTY BK NA |
| Jan 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUSANNE HARING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on Record |
| Deed Sale | Jan 17, 2017 · Amount on Record |
| Prior Sale | May 26, 2011 · Amount on Record |
| Deed Document Number | 201711345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 4491 CUTLASS DR, UPPER CAPTIVA, FL |
| Document Number | 0000192151 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026192151 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $88,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 13627 GOLDEN MEADOW DR, PLAINFIELD, IL 60544-9843 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 4491 CUTLESS DR, CAPTIVA, FL 33924 |
| Document Number | 0000187284 |
| Instrument Date | Jul 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | TURBINE CAPITAL, FR FREGATTVAGEN 7 |
| Document Number | 0000187284 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 187284 |
| Name | NORTHWOODS ENDEAVORS LLC |
|---|---|
| Address | 2438 BAR HARBOR BAY, MOUNT DORA, FL 32757-8871 |
| Amount | Amount Recorded |
|---|
| Rate | 4% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 4491 CUTLESS DR, CAPTIVA, FL 33924 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 71248 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | FREGATTVAGEN 7 5 TR |
| Document Number | 0000071248 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 71248 |
| Name | FLORIDA CMNTY BK NA |
|---|---|
| Address | FORT MYERS, FL 33907 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jan 17, 2017 |
| Property Address | 4491 CUTLESS DR, CAPTIVA, FL 33924 |
| Document Number | 0000011345 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 11345 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 11346, |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 11346 |
| Name | SUSANNE HARING |
|---|---|
| Address | PO BOX 2306, PINELAND, FL 33945-2306 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 16, 2022 |
| Rate | 4.5% |
|---|
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,274.00 (+4.04%) | $836,750 (-28.87%) | $1,209,288 (+2.79%) Land $106,903 Building $1,102,385 |
| 2023 | $13,720.00 (+15.49%) | $1,176,419 (+27.52%) Land $119,289 Building $1,057,130 | $1,176,419 (+27.52%) Land $119,289 Building $1,057,130 |
| 2022 | $11,880.00 | $922,509 Land $132,500 Building $790,009 | $922,509 Land $132,500 Building $790,009 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 774 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured (83 under condo master policies) 118 of 774 individual policies on primary residences |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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