4490 Cutlass Dr, Captiva, FL 33924 Property Records

Lee County property record for 4490 Cutlass Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 2014
Lot Size	0.429 acres (18,665 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Mar 2021)
Tax Bill	$14,716 (2025)
Deeds & Mortgages	May 2021 Transfer Mar 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`05-45-21-17-00004.0100`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-17-00004.0100`
Alternative APNs	`21054517000040100` `05452101000042290` `10603077` `10003677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,542 sqft Living Area
Gross Area	5,242 sqft
1st Floor Area	1,542 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Hip
Roof Material	Metal
Lot Area	18,665 sqft (0.429 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	1,542 sqft
Carport	Carport
Carport Area	1,542 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	200 sqft
Porch	Open Porch
Porch Area	2,252 sqft
Patio Area	976 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10603077
Street Address	4490 CUTLASS DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	N END CAP IS PB1/61 PT LT4 FR SE COR GL2 TH S165 W680 TO POB AKA BLK4 LT 10 CAST + 1 PT LOT 3 AS DESC IN OR 904 PG 625
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	17
Legal Block	4
Legal Lot Number	4,10
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1021
Census Tract	80100

Owner

Source: Lee County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1073 OLD GRAVOIS RD, FENTON, MO 63026-4561
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 30, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 5, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 17, 2018	Warranty Deed, Transfer · Line of Credit CITIZENS ST BK/NEW CASTLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	202198501
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0000206848
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	May 3, 2021
Property Address	4490 CUTLESS DR, CAPTIVA, FL 33924
Document Number	0000142487
Instrument Date	Apr 23, 2021
Instrument	2021000142487
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 OLD GRAVOIS RD, FENTON, MO 63026-4561

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 30, 2021
Property Address	4490 CUTLESS DR, CAPTIVA, FL 33924
Document Number	0000098501
Instrument Date	Mar 29, 2021
Instrument	2021000098501
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13872 RECOVERY HILLGROVE RD, FORT RECOVERY, OH 45846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 OLD GRAVOIS RD, FENTON, MO 63026-4561

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEE FL
Recording Date	Sep 5, 2019
Property Address	4490 CUTLESS DR, CAPTIVA, FL 33924
Document Number	0000206848
Instrument Date	Aug 26, 2019
Instrument	206848
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	13872 FORT RECOVERY HILLGROV RD FORT RECOVERY OH 458469112, FORT RECOVERY, OH 45846-9112

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 17, 2018
Property Address	4490 CUTLESS DR, CAPTIVA, FL 33924
Document Number	0000120118
Instrument Date	May 15, 2018
Instrument	120118
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12872 RECOVERY HILLGROVE RD FORT RECOVERY OH 45846, FORT RECOVERY, OH 45846

Mortgage

Document Number	120119
Date	May 17, 2018
Instrument	120119

Lender

Name	CITIZENS ST BK/NEW CASTLE
Type	Bank
Address	UNION CITY, IN 47390

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 16, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$996,437 (+1%)	$1,348,343 (+15.14%) Land $166,489 Building $1,181,854
2025	$14,716.00 (+24.06%)	$905,852 (+14.02%)	$1,171,017 (+47.39%) Land $176,915 Building $994,102
2023	$11,862.00 (+18.57%)	$794,494 (+27.52%) Land $168,790 Building $625,704	$794,494 (+27.52%) Land $168,790 Building $625,704
2022	$10,004.00	$623,018 Land $265,000 Building $358,018	$623,018 Land $265,000 Building $358,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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