4480 Cutlass Dr, Captiva, FL 33924 Property Records

Lee County property record for 4480 Cutlass Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 2019
Lot Size	0.215 acres (9,374 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Jul 2022)
Tax Bill	$16,511 (2025)
Deeds & Mortgages	Jul 2022 Sale Aug 2019 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`05-45-21-17-00004.0110`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-17-00004.0110`
Alternative APNs	`05452101000042340` `21054517000040110` `10003682`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	4,217 sqft
1st Floor Area	1,499 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	166 sqft
Pool Area	240 sqft
Porch	Florida Room
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10003682
Street Address	4480 CUTLASS DR
City	UPPER CAPTIVA
State	FL
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	FR SE COR GL2 SW165 TH NW 605 TO POB DESC OR2584/308 AKA BLK 4 LT 11 CASTAWAY
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	17
Legal Block	4
Legal Lot Number	11
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1021
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13028 HORSESHOE CT, GOWEN, MI 49326-9578
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS
Jan 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2022235047
Prior Transfer Date	Jul 31, 2019
Prior Transfer Doc	0000187026
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 19, 2022
Property Address	4480 CUTLESS DR, CAPTIVA, FL 33924
Document Number	0000235047
Instrument Date	Jul 12, 2022
Instrument	2022000235047
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9332 NATURE TRL, BRIGHTON, MI 48116-9224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13028 HORSESHOE CT, GOWEN, MI 49326-9578

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Aug 13, 2019
Property Address	4480 CUTLESS DR, CAPTIVA, FL 33924
Document Number	0000187026
Instrument Date	Jul 31, 2019
Instrument	187026
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	950 N RIVER ST YPSILANTI MI 481982822, YPSILANTI, MI 48198-2822

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 18, 2019
Property Address	4480 CUTLESS DR, CAPTIVA, FL 33924
Document Number	0000088671
Instrument Date	Apr 18, 2019
Instrument	88671
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 N RIVER ST YPSILANTI MI 481982822, YPSILANTI, MI 48198-2822

Mortgage

Document Number	88672
Date	Apr 18, 2019
Instrument	88672

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2034

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 23, 2017
Property Address	4480 CUTLESS DR, CAPTIVA, FL 33924
Document Number	0000015163
Instrument Date	Jan 20, 2017
Instrument	15163
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 609 ST JAMES CITY FL 339560609, ST JAMES CITY, FL 33956-0609

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,145,352 (+1%)	$1,480,951 (+16.54%) Land $119,640 Building $1,361,311
2025	$16,511.00 (+25.13%)	$1,041,229 (+21%)	$1,270,800 (+47.68%) Land $123,203 Building $1,147,597
2023	$13,195.00 (+49.54%)	$860,520 (+27.53%) Land $118,030 Building $742,490	$860,520 (+27.53%) Land $118,030 Building $742,490
2022	$8,824.00	$674,773 Land $132,500 Building $542,273	$674,773 Land $132,500 Building $542,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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